1. Customers who have handled online banking can choose "My Loan"-"Housing Loan"-"Balance Inquiry" in online banking;
2. Transfer to manual service inquiry through 95599 telephone banking;
3. Call the original loan center, find the original loan account manager, and let the account manager inquire;
4. Go to the original loan center for on-site inquiry.
How to inquire about the mortgage of Agricultural Bank of China?
1. When handling loans through personal online banking of Agricultural Bank of China, you can log in to personal online banking to check the progress of loan application: enter personal online banking, click "Return to Classic Edition" in the upper left corner of the page, click "Personal loan-loan application-application progress", and follow the prompts. Two: if you apply for a loan through the counter of the Agricultural Bank of China, please consult the loan bank for details. (Take iPhone 12ios 14 as an example) There are several steps to apply for a mortgage in ABC: 1. When a real estate developer applies for access to a development project, the Agricultural Bank of China will investigate and review the developer's project, and then give a reply, and there will be a total mortgage amount for the project; 2. The purchaser buys a house at the developer, signs a purchase contract, pays the down payment, and puts forward the intention to apply for a mortgage. The developer will explain to you which branch of the Agricultural Bank of China to apply for a mortgage; 3. Then the purchaser submits a loan application to the relevant branch of ABC with the purchase contract, down payment voucher and relevant procedures, and the account manager of ABC accepts it. After that, there will be a process of investigation, interview and data collection. After the internal approval procedures of the Agricultural Bank of China are completed, the Agricultural Bank of China will inform the buyers to go through the relevant mortgage procedures, and then they can make loans. If you have personal online banking of Agricultural Bank of China, you can log in to personal online banking, click on the upper left corner of the page to return to the classic version, and click on personal loan-loan query to query loan information. If it is a personal housing loan of Agricultural Bank of China, the borrower needs to provide the borrower's identity certificate, the original personal housing loan guarantee contract and the original housing loan repayment card (discount) when applying for early repayment, and apply to the original loan agency in advance according to the contract.
How to check the mortgage card that I forgot to bring with me?
I took my valid ID card to the bank to report the loss and reissue it. Because the account number of the new card has changed, I should pay attention to adjusting the loan information. I can also use the same account to reissue the card, which means it takes a long time to handle the card.
I hope the above content can help you. If in doubt, please consult a professional lawyer.
Legal basis:
Interim Measures for the Administration of Personal Loans
Chapter I General Provisions
Article 1 In order to standardize the personal loan business of banking financial institutions, strengthen the prudent management of personal loan business and promote the healthy development of personal loan business, these Measures are formulated in accordance with the Banking Supervision Law of the People's Republic of China, the People's Republic of China (PRC) Commercial Bank Law and other laws and regulations.
Article 2 People's Republic of China (PRC) and banking financial institutions established in China with the approval of China Banking Regulatory Commission (hereinafter referred to as lenders) shall abide by these Measures when engaging in personal loan business.
Article 3 The term "personal loans" as mentioned in these Measures refers to loans in local and foreign currencies issued by lenders to qualified natural persons for personal consumption, production and operation.
Article 4 Personal loans shall follow the principles of compliance with laws and regulations, prudent operation, equality, voluntariness, fairness and good faith.
Article 5 Lenders shall establish an effective whole-process management mechanism for personal loans, formulate loan management systems and operating procedures for each loan type, define the corresponding loan objects and scope, implement differentiated risk management, and establish an assessment and accountability mechanism for each operation link of loans.
Article 6 A lender shall establish a personal loan risk limit management system according to the dimensions of region, variety and customer base.
Article 7 The use of personal loans shall comply with the provisions of laws, regulations and relevant state policies, and lenders shall not issue personal loans without specific purposes. Lenders should strengthen the management of loan fund payment and effectively guard against personal loan business risks.