However, it is best to go directly to the local people's bank branch to print the credit report. When you arrive at the Credit Information Center of the People's Bank of China, just ask the staff at the counter to explain your purpose, and the staff will help you print it. Or users can go to the self-service inquiry machine to print. Credit information centers are generally equipped with self-service inquiry machines. Users can query personal credit information with their ID cards or print out credit information reports.
If the People's Bank of China is far away, users can choose to print at authorized commercial bank outlets. Users can first inquire which local commercial bank outlets can print the credit report by themselves, and then select the bank outlets close to them to print.
In addition, users can directly log in to the online personal credit inquiry system of China People's Bank for printing. As long as the computer is connected to a printer, you can print the credit report.
Credit investigation refers to collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation, credit information consultation and other services to help customers judge and control credit risks and carry out credit management activities. From the gentleman's words in Zuo Gong's Eight Years, faith is true and there are signs, so resentment is far away. Among them, having a letter and a sign means that you can verify that your words are true, or ask for and verify credit.
Credit investigation is an activity that a professional and independent third-party organization establishes credit files for individuals or enterprises, collects and objectively records their credit information according to law, and provides credit information services to the outside world according to law. It provides a platform for professional credit reporting agencies to enjoy credit reporting.
2065438+May 2009, new personal credit information was officially released, and the length and fineness of credit information will be further improved.
Enterprise credit investigation is mainly an institution that collects enterprise credit information and produces enterprise credit products; Personal credit investigation is mainly an organization that collects personal credit information and produces personal credit products.
In some countries, these two types of businesses are completed by one institution, and in some countries, they are completed by two or more institutions respectively, or in a country, there are both institutions engaged in personal credit investigation and institutions engaged in both personal and corporate credit investigation business types, which are generally not restricted and are decided by the credit investigation institutions independently according to the actual situation.
In the United States, credit reporting agencies have three main business models:
Capital market credit evaluation institutions, whose evaluation targets are stocks, bonds and large-scale infrastructure projects;
Commercial market evaluation agencies, also known as enterprise credit service companies, are all kinds of large, medium and small enterprises;
Personal consumer market assessment agencies, whose credit target is individual consumers.
The main service object of credit investigation is financial institutions, which provides support for credit decision-making; Commercial credit information mainly serves wholesalers or retailers and provides support for credit sales decision-making; The main service object of employment credit information is the employer, which provides support for the employment decision of the employer; In addition, there are other credit activities, such as market research, creditor's rights processing, movable property and real estate evaluation.
Credit information services for different customers are completed by one institution or in independent enterprises around the upstream and downstream of credit information institutions, and are equipped with databases.