If there is a minor traffic accident, you can deal with it quickly, or you can report it to the traffic accident reporting center yourself. If there are casualties or heavy losses, call the police immediately, detailing the accident location and the number of casualties. Be sure to ask the police to give you the accident report, as well as the police's name, number, branch office and telephone number after the police check the scene.
After an accident occurs and the scene is protected, it shall be reported to the traffic management department where the accident occurred in time, and the traffic management department shall conduct on-site investigation of the accident. Before reporting to the insurance company, you'd better understand that you are irresponsible in the accident. If you are sure to be responsible, you must report the case to the insurance company regardless of the size of the responsibility; If you are definitely irresponsible, you don't have to report it to the insurance company.
Extended data
Remember these keywords when you apply for insurance while driving.
1 20 seconds?
The insurance company's service telephone should receive reports and consultations 24 hours a day, 365 days a week. After the telephone is transferred to manual service, the connection rate should be no less than 85% within 20 seconds.
2 to 5 minutes
After receiving the call from the customer, the insurance company should complete the report registration in time, and complete the investigation and danger detection work within 5 minutes.
3 10 minutes
The surveyor of the insurance company shall contact the customer actively within 10 minutes after the customer reports the case.
4, 30 minutes
If on-site survey is needed, the surveyor of the insurance company should arrive within 30 minutes after confirming the scene of the accident with the customer, within the main city and suburban counties with branches.
5, 1 hour
If on-site investigation is needed, the insurance company's surveyors should arrive within 1 hour after confirming the accident location with customers, which is beyond the scope of suburban counties with branches. Other areas can be determined through consultation and arrive at the time agreed by both parties.
People's Network-Insurance Company Quick Settlement of Claims
Baidu Encyclopedia-China Life Insurance Company
People's Daily Online-Report 1 hour Four insurance companies failed to arrive at the scene.