What preparations do you need to make before buying a house?
First, are there any qualifications for buying a house in the local area?
Before buying a house, you must first understand the local housing policy, and then know whether you are qualified to buy a house locally.
Second, personal economic ability.
1. If the economic conditions are limited, then buyers need to know the down payment ratio of buying a house.
2. Understand the relevant taxes and fees that need to be paid after buying a house: after buying a new house, you need to pay the deed tax in time. In addition, you need to pay the housing maintenance fund and the property fee and heating fee of the new house for one year.
If you buy a second-hand house, the taxes you need to pay will increase relatively, not only the deed tax, but also the value-added tax, individual tax and agency fee.
3. Budget the renovation cost of new house: budget the renovation of hard and soft clothes.
Third, buyers need to be clear about the purpose of buying a house.
Before buying a house, buyers need to be clear about the purpose of buying a house. Buying a house is for settlement, or for children's education, and so on. In addition, we should also consider the type of apartment to be purchased. What we need to buy is a house with several rooms and several halls, how big the budget is and how high the price is. These are all things to consider before buying a house.
Fourth, understand the area and environment where the house is located.
Understand the area and surrounding environment where the house to be purchased is located, whether the transportation is convenient, etc. Judge the appreciation potential of the purchased property.
5. Understand the technical terms related to purchase.
For example, five certificates and two books, greening rate, floor area ratio, property rights, pool area, separation of people and vehicles, ladder household ratio and so on.
Sixth, understand the skills of viewing houses.
Buying a house also needs to learn to look at floor plans, floor plans, floor plans and so on.
You also need to learn how to choose floors, buildings, etc. Before buying a house, buyers should know the advantages and disadvantages of each floor, each building and the number of sets in detail.
When buying real estate again, you also need to know the qualifications of developers, the quality of property services and so on.