How to check whether an individual has a bank loan or a bank guarantee?

You can go to the Credit Information Center of the People's Bank of official website and China to check whether there is a bank loan.

The specific operation steps are as follows:

1, Baidu webpage search "Credit Information Center", find the website of Credit Information Center of China People's Bank after the search, and then click Enter. ?

2. After entering, find the Internet personal credit service platform, and then click Enter.

3. After entering, find "Start Now" and click Enter.

4. After entering the login interface, enter the user name, password and verification code, and click Login.

5. After logging in successfully, enter the personal account page, check the credit report under the credit application column, and click to get the dynamic password.

6. Enter the mobile phone dynamic password and click Submit.

7. After receiving the identity verification code, enter the page of obtaining credit information, check the personal credit report, enter the identity verification code, and click Submit.

8. After submission, you can see your loan record on the credit report page.