After the buyer signs a house purchase contract with the developer, the contract is the legal certificate for the buyer to purchase the house. A complete house purchase contract is made in quadruplicate: two for the developer, one for the housing management department and one for the buyer. When handling the housing property certificate, the developer needs to take all four contracts to the housing management department to handle the property certificate, and there is no one.
Remedial measures taken for lost contracts in different periods;
First, before the pre-sale registration of the house purchase contract, if the buyer loses the contract, he only needs to void the remaining contract and sign a new contract with the developer. The cost that the buyer needs to pay is the cost of a contract, around 200 yuan.
Second, before the pre-sale registration of the purchase contract is completed and the bank mortgage begins, if the purchase contract is lost, the measure taken is to publish a statement in the newspaper that the contract is invalid. After the expiration of three months, the organ holding the pre-sale registration shall apply for cancellation of the signed contract, and then re-sign the contract with the developer before the pre-sale registration can be done. During this period, the buyer needs to pay the cost of publishing the statement, the contract fee and the stamp duty of the new contract.
Third, the pre-sale registration of the purchase contract has been completed. After the bank mortgage, if the purchaser loses the contract, in addition to the formalities in the second case, the purchaser must also sign a change agreement with the bank that handles the loan and put the new contract into the bank pledge, because the original purchase contract has been cancelled and replaced by a new contract, that is to say, the contract number in the loan contract signed between the purchaser and the bank has changed. Although the contents of the purchase contract have not changed, according to the "Regulations", during this period, the fees that buyers need to pay are basically the same as in the second case.
In addition, it is necessary to remind buyers that in the whole process of buying a house, it is often necessary to hand over the contract, and the loss of the contract does not always happen to buyers. Sometimes developers, lawyers and banks will lose their contracts because of negligence. So when handing over the contract, you must ask the other party to issue a written certificate to prove that you have handed over the contract to the other party. Otherwise, once it is found missing, everyone will pass the buck, and the buyer will be the ultimate victim.
Hope to adopt, thank you.