Q&A on Passion of Used Cars (Phase 5)

The second-hand car question and answer is a brand-new column jointly created by Xiaopang's second-hand car theory, Wuche University and car home. It is a question-and-answer column to popularize the knowledge about used cars. Everyone can participate. If you have any questions about used cars, you can leave a message below.

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The space is comfortable and everything is fine, and Nissan sofa solves the troubles.

Wechat user: @

1. Is the second-hand Mazda 3-star version 2.0 worth buying? Just use it alone. I usually take my girlfriend and run a lot on the national highway. What's wrong with this car? I just feel that this car is more cost-effective at this price.

Mazda Samsung is a small car of Mazda brand. In the same class, it advertises control. It has always been said that mazda 6 is the king of bends. In fact, Mazda 3 with smaller body and shorter wheelbase has more advantages in handling. Although there is no double wishbone front suspension, McPherson has achieved good results after careful training.

Choose a 2.0-star Le Cheng to prove that you are also a person who likes to play with cars. Compared with 4AT of 1.6, Star Le Cheng 2.0 adopts 5AT gearbox, which has little difference in fuel consumption performance, but has a good improvement in power.

According to your needs, there are usually at most two people, which just avoids the shortcomings of form and meaning. Xingyi's back row space can be said to be one of the worst in its class. It is also for this reason that Xingyi's sales volume is not good, and the rate of second-hand car preservation is not high in the same level. However, you must change cars when you get married, so you don't need to consider the small space in the back row.

Starway is divided into hatchback and sedan, with the same configuration and similar price. However, in my opinion, the shape of the hatchback is dynamic and sharp, and it is very stylish with the front face of the big mouth. However, the rear of the sedan is slightly abrupt, and the front is so domineering, but the back is unremarkable, giving people the feeling that it is difficult to add color to the sedan. So I prefer the shape of the hatchback star. As for manual or automatic, it depends on your own preferences and road conditions. To be honest, there are very few manual versions.

The domestic star Ave was listed on 20 1 1, but by 20 10, the star Ave imported from Japan had been sold in China. They were all hatchbacks, and there was little difference between them in appearance, interior and power. However, it can have an impact while driving. The original imported star chassis has better adjustment, and it is more stable and flexible when cornering. This may be caused by some differences between domestic chassis and imported chassis. Therefore, if there is an imported star in good condition, we should make good use of it.

Wechat user: MT

I live in Hangzhou and will have a baby soon. I want to sell my 307. I want to change to a second-hand B-class car with spacious rear row,100000 or so. My grandmother will take care of the children and want them to sit comfortably. Because I usually use a car to go to work, I don't consider MPV and SUV. I saw a 20 14 2.0T lacrosse on the Internet. I don't know if it's ok. What's a good recommendation?

Hello friends in Hangzhou, I have summarized several key words about your car selection, 100,000, B-class car and rear space.

Let's take a look at the lacrosse you chose. In fact, this generation of LaCrosse was listed in 2009, and the mid-term change was just completed in 20 13. Your favorite 2.0T engine, valve cover, crankshaft oil seal and oil pan all have common problems of oil leakage. In addition, the high-pressure oil pump also has design defects and leakage risks.

Let's start with this 6AT gearbox. Oil leakage is a trivial matter. The logic of the gearbox is extremely poor, the shift is frustrated, and even the gear is engaged. I met one in the shop before who couldn't reverse gears.

If you don't care about these problems, then I'll talk about the back row space. Although the appearance of LaCrosse is so atmospheric and bluffing, the internal space is very small. This is because the inner door panel of the vehicle is designed to echo the instrument panel occupying the seat space. The horizontal space in the back row may not be as good as your original 307.

Therefore, LaCrosse suggests that you consider it carefully. I can recommend a Nissan sofa, which is natural.

The budget is 65,438+10,000 yuan, about 20 15, and you can buy a Teana, before the change in the middle of the previous generation. The big sofa in the back row of Teana can be said to have been handed down by our ancestors. Starting from the first generation of Teana, the selling point is the space and comfort in the back row.

As a standard Japanese car, the technology adopted by Teana is very mature. The biggest problem may be the lack of CVT gearbox, which may cause frustration and shift. This is actually a common problem of all CVT systems in Nissan. Fortunately, this phenomenon is generally not very serious, and it is more convenient to maintain.

For the comfort of the rear row, Teana's rear suspension is so soft that the bearing capacity of the rear suspension is poor. You can often see Scorpio running down the street with his ass collapsed. If you sit in the back with your child and mother-in-law, it should be enough.

Wechat user: Gui Sanye

3. 12 1.4t Golf Six General Purpose? Is the automatic transmission a dual clutch? How's it going?

12 1.4T Golf 6 costs 60,000, which can be said to be the normal market price. Of course, the car is also required to be in normal condition.

This car pays special attention to color, white is the best, followed by silver. Other colors are not particularly easy to sell, so the price is relatively cheaper.

The high-6 automatic gearbox is divided into 7-speed dry dual clutch and 6-speed automatic manual transmission. Generally speaking, 1.4T vehicles use dual clutch, and 1.6 vehicles use 6AT vehicles, but around 20 1 1, a number of 1.6? The model of 7DSG.

Senior six can be said to be "Xiao He's success, Xiao He's failure". At the beginning, DSG, as a big selling point, was characterized by fast shifting, low power loss and fuel economy. However, with the use of the owner, the problem of DSG also appeared. At first, due to dry double clutch and poor heat dissipation of gearbox, borate in gearbox oil precipitated and crystallized, which blocked the slide valve box and made it impossible to shift gears.

In addition, not only dry dual clutch, in fact, almost all dual clutch structures are simulated manual gears, which are shifted by clutches. In the congestion state, the long-term semi-linkage of the clutch will cause the clutch plate to wear and slip, which will also affect the normal work of the gearbox. At present, the double clutch of high 6 has been basically insured, and the maintenance price at its own expense is relatively expensive.

Therefore, if you choose the 1.4T model of Golf 6, it is very important to check the working condition of the gearbox. You might as well find a place to try the car. In addition, due to gearbox recall and warranty, it is normal to have traces of gearbox disassembly.

In addition to the gearbox, we should also pay attention to two points, whether the engine leaks oil and whether the skylight leaks water. These are the most common problems in the 6th generation golf.

Wechat user: Banana, you are Bunana.

4. Can I buy a car with a mortgage bank?

You can buy it, but be careful.

Many people in the industry have done programs related to mortgage cars before, and I believe many people have seen them, but they are mainly private mortgages. What we often do when buying a new car is mortgage registration, in which the mortgagee is either the bank or the financial department of the automobile manufacturer. Reasonable and legal procedures can definitely be bought.

But I'm here to talk about some points that need attention:

First of all, if the loan is not paid off, the bank can't issue a certificate, so it can't cancel the mortgage. As a result, the car cannot be transferred. However, if the loan is not paid off, the original owner asks you to help him pay off the car and then transfer the ownership. There will be a process in the middle, in which all risks must be borne by yourself. So try to let the owners find ways to pay off the loan and lift the mortgage.

Secondly, it was mortgaged once, and maybe it will be mortgaged again. The general situation of secondary mortgage is that the car is still mortgaged in the bank, but the owner mortgaged the car again in other channels. Therefore, although the mortgagee of secondary mortgage has no legal protection, the people who can do so will not be ordinary people. A friend of my previous colleague also encountered this situation. At the end of the day, all the cars have been transferred, and the procedures have been handed over to the vehicle management office, waiting for the list of cars to be selected. The original owner repeatedly urged the payment, and the friend felt that something was wrong. Later, he found that the car outside the door had already left, and the formalities had been taken away by others. He almost put the money on Shui Piao.

In fact, as long as the risk is well controlled, most mortgage banks can buy cars.

Wechat user: a little red sandalwood brother

5. Is it okay to buy a second-hand car at a low insurance rate? For example, will the resale of Volvo S90 depreciate a lot?

The first issue discussed cars with low insurance rates, and used cars were not worth buying. I also used my friend's Peugeot 308 as an example.

I think there are many reasons for the low insurance rate of used cars. To sum up, either the price of new cars plummeted or the maintenance cost was high in the later period. The low rate of second-hand car insurance is mainly due to the vehicle itself. Under normal circumstances, it is not recommended to buy a second-hand car with low rate of insurance.

You gave an example of Volvo S90, which I think fits well with the two I said.

First of all, Volvo, as a second-tier luxury brand, doesn't have much engine and chassis technology, but it has invested a lot of money in airbags, interior materials and other places, which are just extra points. The real three are products. As a result, the price of new cars has plummeted, and the car with the manufacturer's guide price of 400,000 can now be discounted by about 65,438+10,000 in exchange for sales. However, the price of S90 embarrassed the newly listed S60, and the new car was forced to reduce its price.

Secondly, we said before that Peugeot Citroen's 1.6T engine is ancestral, but this 2.0T engine developed by Volvo in cooperation with Ford ten years ago is not for fun, and it is the engine from T4 to T6. This also shows that Volvo's technology research and development is very weak. Moreover, both S90 and XC60 have encountered the same problem, that is, the body vibration of T4 and T5. The historical problems of this engine, such as burning oil, knocking and cylinder pulling, have not been properly solved, which also means that the maintenance cost in the later S90 period will be considerable. In addition, as a luxury brand, the price of vehicle parts is not low, and the annual insurance can not be saved. According to the test of China Insurance Research Institute, the maintenance economy of Volvo brand is poor, and it is likely that the car damage insurance will be increased in the future.

Judging from the above analysis, the hedging rate of Volvo S90 is definitely not high. At present, the first batch of S90 in China, that is, 20 17, the retail transaction price of used cars is basically around 230,000. According to the market rules, generally speaking, after May Day every year, the price of used cars will be lowered to varying degrees.

S90' s new car warranty is not limited to kilometers for three years, so once S90 has passed three years, the second-hand price will definitely be lowered relatively sharply; Before the end of the six-year inspection exemption, it should be a peak of automobile sales. Once the balance between supply and demand is broken, prices will inevitably fall again. Therefore, the fifth to sixth years of new cars are the years when the second-hand prices of many cars are greatly reduced.

In the stock market, as long as you can outperform the broader market, you will definitely make money; The same is true of the automobile market. The only difference is that you can't make money, but it can help you save money.

Ok, this question and answer session on used cars is over. If you have any questions about used cars, please leave a message below.

This article comes from car home, the author of the car manufacturer, and does not represent car home's position.