I made an inquiry for the landlord on the website of China Construction Bank. At present, the credit card cars of CCB are in stages, and there is no Ding Rui car model for the time being. It is suggested that you can ask the local CCB outlets or cooperative car dealers again, because there may be local policies besides the activities of the head office. Generally, the handling fee for 12 installment is about 4% of the loan amount, 8% for 24 installment and 12% for 36 installment.
Please refer to the picture for the specific process.
Whether it can be passed depends on the application materials provided by the landlord.
It is generally recommended to provide proof of work income and proof of real estate. If the property is owned by others, proof of relationship (such as marriage certificate and household registration book) should also be provided. In this way, the probability of approval will be greater.