I. Introduction to the service contents of Suning Bank
In order to build a highly integrated online and offline development, Suning Bank must adhere to the business philosophy of "technology-intensive, knowledge-intensive, strict risk control and low-cost operation". The Bank will build six financial technologies, such as big data risk control, biometrics, intelligent investment, intelligent marketing, blockchain and financial cloud, accelerate the integration of traditional business and financial technology to promote characteristic development, build a smart bank with the most technological elements, and pursue scenes and financial clouds in user experience.
Second, the advantages of Suning Bank
Advantages of ecological circle, channel resources, financial technology and comprehensive services.
Three. Introduction of Suning Bank's Business and Products
1. wechat commercial finance: focusing on core customers and based on core resources such as platforms, data, logistics, brands and products, it provides financing support to Wechat business, with micro-commercial loans as the main brand.
2. Consumer finance: lending business for individual customers, providing customers with multi-scenario, omni-channel and all-round financing loan services, and upgrading loans to brand products.
3. Industrial chain finance: focusing on all aspects of production, supply, sales and storage, we will focus on creating three types of loan products: accounts receivable, inventory and prepayment, with easy-to-melt accounts, easy-to-melt goods and purchase loans as the main brands.
4. Wealth management platform: a comprehensive financial wealth management platform for enterprises and individuals, with deposits, wealth management, funds, insurance and precious metals as the main forms of wealth management, supermarkets and offline multi-level investment teams to provide customers with all-round wealth management services.