There are Yuanxing Guarantee Loan Company and Wuhan Credit Loan Company, which have low requirements for credit reporting in Wuhan, but although you don't look at your credit reporting, you need to have a vehicle or real estate as collateral.
Yuanxing Guarantee began in 2002, focusing on Wuhan local loan service for 20 years. If you are also looking for a loan company in Wuhan that doesn't look for credit information, you can submit a loan application or telephone consultation.
On the day when Wuhan Credit borrowed money, it quickly went to the door to withdraw money;
Small loans of 500,000-500,000 yuan, confidential loans, and confidentiality throughout the process. Single sign-on, the fastest 2 hours, fast and simple.
Car mortgage car does not mortgage loans, all cars and mortgage cars in Hubei Province can. Without a mortgage, the car drove away.
1-5 million yuan large loan, blacklist house mortgage, bridge bank loan and bank mortgage can all be handled. There is no upfront fee for all businesses, and the loan will be charged again if it is successful.
Main business: Wuhan formal loan company, personal credit loan, personal emergency loan, automobile mortgage, real estate mortgage loan, corporate loan and large enterprise loan.
There are three main loan methods in Wuhan:
Wuhan unsecured loan
Wuhan locals and foreigners can apply, and the next payment will be as soon as possible; (Foreigners need to work in Wu Hanyou for 6 months)
Loan amount: 50- 1 ten thousand, 1-2 days loan;
You only need to provide an ID card account book, a fixed residence, and a pay card. The procedure is simple and no mortgage guarantee is needed.
Wuhan automobile mortgage
Private car, 8 years valuation of more than 40 thousand, electric car, business transfer can be!
Local car! Hubei car! Mortgage car or full car!
As long as it's my car or the car of my immediate family!
Whole car: only the driving license, no car, no guarantor.
Mortgage rate of automobile mortgage: the evaluation price is 9- 1.5%, and the system evaluation quota is loose.
Wuhan housing mortgage loan
Real estate is not limited (individuals or couples, corporate real estate, unilateral, both parties, parents' rooms can be handled);
Mortgage houses in Wuhan, or mortgage houses can be used. Transfer or transfer, residence, villa can be.
The above is the explanation of the offline loan company that Wuhan does not look at the credit information and does not look at the loan on the day of borrowing. Of course, if the credit information is not good, bank loans will be really difficult. Even some lending institutions will look at customers' credit information. According to the credit information, the interest rate is divided into several grades: 0.6%, 0.85%, 1%, 1. 1%, 1.28%.
It's finished intact! The most comprehensive application strategy for Wuhan automobile mortgage
There will be various problems in the process of handling Wuhan vehicle mortgage loan. Xinjinrong has compiled a guide to Wuhan vehicle mortgage loan for you, including application conditions, procedures, materials, interest rate, loanable amount, loan company and so on!
Vehicle mortgage loan, as its name implies, is to apply for a loan with a car as collateral. The loan threshold is low and the loan speed is fast, which can be mainly used to solve the problems of ineffectiveness in the short term.
1, Wuhan vehicle mortgage loan conditions
(1) Applicants are required to be 25-55 years old and can provide valid identification;
(2) The borrower has a fixed job and legal income, which means that he must have certain repayment ability;
(3) The borrower owns all the rights and interests of the vehicle, and the vehicle certificate under its name is complete, and there is no mortgage at present;
(4) For the mortgaged car, the bank requires that the car age is less than 5 years, the journey is less than 80,000 kilometers, and the mortgaged car is valued at more than 70,000 yuan.
Before applying, you need to choose whether to take a bus or not according to your own needs.
2. Wuhan automobile mortgage Process
It can be simply summarized as: submitting materials → vehicle evaluation → signing a contract → vehicle mortgage → waiting for loan → post-loan management.
3. Wuhan automobile mortgage Materials
Original and photocopy of motor vehicle owner's identity certificate, original and photocopy of mortgagee's identity certificate, original mortgage contract, mortgagee's power of attorney and motor vehicle owner's power of attorney (stamped with official seal and cheque seal), motor vehicle registration certificate, and filling in the Application Form for Motor Vehicle Mortgage Registration/Pledge Filing.
After the materials are ready and the evaluation is completed, you can sign the contract.
4. Wuhan automobile mortgage interest rate
Different loan channels have different loan interest rates. If you choose a bank to handle Wuhan vehicle mortgage loan, it will float according to the benchmark interest rate stipulated by the central bank. If it is a trust loan, the interest rate plus handling fee will generally be 18% per year. If it is a pawnshop loan, the comprehensive other expenses are about 3% per month.
If the interest rate is too high, you can consider using several methods in this article.
5. How much can Wuhan vehicle mortgage loan borrow?
The vehicle mortgage rate in Wuhan is generally 60%. For example, a 300,000 new car mortgage loan is generally evaluated as 200,000 because of the rapid depreciation of the car. According to the mortgage rate of 60%, you can borrow 6.5438+0.2 million yuan.
The loanable amount of vehicle mortgage loan will also be affected by other factors.
6. Which company is good for vehicle mortgage loan in Wuhan?
In addition to looking for a loan company, you can also apply through some websites, which is more convenient for application and faster for lending.
The introduction of Wuhan vehicle mortgage loan strategy ends here. I believe your problem has been solved. I want to apply for Wuhan vehicle mortgage loan faster. There are professional credit managers to answer your questions, and more strategies and consultations are waiting for you.
The regular Wuhan vehicle mortgage loan company has a good reputation.
Friends who are in urgent need of money, if you have a car, can apply for a car mortgage loan to solve the problem. The threshold is low and the loan is fast, which is easier than taking the bank channel. So what are the regular Wuhan vehicle mortgage loan companies? Let's take a look at these introduced to you.
Professional third-party platform, reliable Wuhan vehicle mortgage loan products, perfect after-sales service, one-on-one credit manager service, lower threshold and faster loan. You can choose whether you want a car or not.
Fu Deng (Hubei) Co., Ltd.
Fu Deng provides high-quality financing and loan services for individual industrial and commercial households and micro-enterprises in China. It has successively won the honorary titles of "Top Ten Companies in 20 12" and "Top Ten Companies in China 100 in 20 13".
Automobile Financial Service Platform —— China Automobile Flash Loan
Shenzhou Auto Flash Loan provides customers with auto consumption credit services such as new car finance, used car finance and automobile mortgage. There are many offline stores, with great product advantages and a wide audience. You can get loans smoothly without taking a car.
Editor's Note: The formal Wuhan Vehicle Mortgage Loan Company will introduce these for the time being. When choosing, you can choose private loan companies, loan platforms or professional auto finance service platforms according to your own preferences and needs.
Is Yun Xin Circulation Sliding Reliable?
Yun Xin's circulation only depends on the spectrum, because Yun Xin's circulation slip, referred to as "Yun Xin", is the enterprise credit circulating on China's enterprise cloud chain platform. It is a kind of financial information service that transforms corporate credit into liquidity, financing and flexible configuration through China enterprise cloud chain platform. In the last two years, China Enterprise Cloud Chain and Yun Xin Circulation Sheet have gradually appeared in the eyes of small and medium-sized business owners. However, many people don't know much about Yun Xin's distribution list. Yuanxing guarantees that everyone will be fined.
What auto financing companies are there in Wu Hanyou?
There are the following companies.
1, Wuhan Cheche Loan Automobile Sales Service Co., Ltd.
2. Wuhan Prius Used Car Sales Co., Ltd. ..
3. Wuhan Zhonghuixin Asset Management Co., Ltd.