1987, China Merchants Bank was established in Shekou, the forefront of China's reform and opening up. It is the first joint-stock commercial bank wholly owned by an enterprise legal person in China and the first pilot bank promoted by the state from outside the system. Now it has developed into a banking group listed in Shanghai and Hong Kong, with financial licenses such as commercial banking, financial leasing, fund management, life insurance and overseas investment banking.
Product service
Debit card: It can be divided into one card and golden sunflower card, and has the functions of fixed deposit, multi-currency, and multi-function.
Credit card: a credit card in the form of chip and magnetic stripe, which has all functions such as overdraft and integral.
Golden sunflower financial management: a comprehensive financial management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.
China Merchants Cigna: China Merchants Cigna Asset Management was approved as the fourth foreign-funded insurance asset management company.
corporate organization
Shareholders and shareholders' meeting: China Merchants Group Co., Ltd. indirectly holds 29.97% of its shares through the merger of its subsidiaries China Merchants Steamship Co., Ltd., Shenzhen Zhao Rong Investment Holding Co., Ltd., Shenzhen Yanqing Investment Development Co., Ltd., Shenzhen Chu Yuan Investment Development Co., Ltd., China Merchants United (BVI) Co., Ltd., Best Winner Investment Limited and China Merchants Industrial Development (Shenzhen) Co., Ltd., and there is no pledge of its shares. Among them, China Merchants Steamship Co., Ltd. directly holds 65,438+03.04% of the company's shares, which is the largest shareholder of the company with a registered capital of 7 billion.
Directors and Board of Directors: There are six special committees, including the Strategy Committee, the Audit Committee, the Related Party Transactions Control Committee, the Risk Management Committee, the Nomination Committee and the Remuneration and Appraisal Committee, with five members each.
Supervisors and Board of Supervisors: There are 9 members of the Board of Supervisors, including 2 external supervisors, 4 shareholders supervisors and 3 employee supervisors. Formulate the rules of procedure of the board of supervisors, clarify the discussion methods and voting procedures of the board of supervisors, and ensure the effective supervision of the board of supervisors.
The development goal of China Merchants Bank is to become a leading retail bank in China. 1In July, 1995, the one-card bank card was launched.1In September, 1999, Netcom, the first online bank in China, was launched, which became a widely used online payment tool for many enterprises and e-commerce websites, and promoted the development of e-commerce in China to some extent.