Counter remittance must be consistent with the payee's name and account owner on the remittance document. If you remit the wrong money, you won't get the account. If you remit money to the company, you must fill in the full name of the company account.
There are usually four basic parties in remittance business: the remitter (that is, the payer), the remittance bank, the remittance bank and the payee. For ATM operation, you can use the card-free deposit item. The system will let you enter the other party's account number twice in a row. If the input is wrong, you cannot connect. When the machine finishes counting money, it will display the other party's name and change the last name into *.
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ABC's online banking subscribers or holders of bank cards (debit cards or quasi-credit cards) can choose outlets and online banking at will. Remittance at outlets and payment at outlets or online banks; Or remit money in online banking and pay at outlets or online banking.
The remitter can remit money as long as he knows the name of the payee accurately, and the payee does not need to tell the remitter his account number or card number to ensure the security of account information.
Payment and remittance inquiries are based on passwords. If the password is incorrectly entered three times on the same day, the system will automatically lock the remittance to prevent it from being deciphered by others and ensure the safety of funds.
Through the counter for peer transfer and remittance in different places, the four major banks charge 0.5% of the remittance amount, with the lowest in 2 yuan and the highest in 50 yuan; Postal Savings Bank collects 0.5% of the remittance amount, ranging from 5 yuan to 50 yuan. Other joint-stock commercial banks or city commercial banks charge slightly less.
A number of banks have introduced preferential policies for remittance fees. ICBC said that the handling fee for off-site transfer and inter-bank remittance through online banking, mobile banking or telephone banking will be 50% lower than the preferential standard of bank outlets. If you are a star-rated customer of ICBC, you can enjoy a 50% discount on the basis of the original discount.
References:
Baidu encyclopedia _ remittance?