1. What kind of company is Ping An Pratt & Whitney?
China Ping 'an is the general name of companies affiliated to China Ping 'an Insurance (Group) Co., Ltd., which are engaged in financing guarantee, financing consultation, small loans and other businesses, assisting small and micro business owners, individual industrial and commercial households and ordinary wage earners to obtain professional loan services, and helping China's real economy to develop. After years of rapid development, Ping An Pratt & Whitney has rich experience in credit business management. Through innovative credit technologies such as face recognition, micro-expression, artificial intelligence technology, and anti-fraud scanning, the company has continuously improved its risk management and control capabilities, and its steady and leading risk management capabilities have also continuously optimized its asset risk performance.
Second, online loans should pay attention to being cheated.
The installment interest rate claimed by many online loans is not equal to the actual interest rate. Suppose the loan amount is 10000 yuan, and the principal and interest are paid off in 12 installments. The monthly repayment is 833.33 yuan, with monthly installment interest rate 1.020 1% and monthly interest10,0001.0201%=102.0/kloc-0. However, the borrower does not always owe the platform 6.5438+0 million yuan in the repayment process. In fact, he only owed 935.38 yuan last month, but the platform still charged interest at 654.38 yuan+00,000 yuan. Based on this calculation, the actual annualized interest rate payable by the borrower is 22.60%.
As can be seen from the above, it is necessary to check the interest in time to prevent black online loans, routine loans and usury. In addition, Ping An Hewlett-Packard has rich management experience in the management of credit business, and can only make loans after determining its identity. It is recommended to lend on a formal platform.