2. Corporate online banking cannot manage funds for the group, but banks and enterprises can, that is, the cash management system has the concept of cash pool.
3. The direct connection between banks and enterprises can reflect the changes of account funds in real time, which is convenient for financial monitoring and decision-making of enterprises; Through the interactive connection between enterprises and banks, the transfer and collection of funds can be realized, and the efficiency of capital utilization can be improved.
4. Users can register the popular version of corporate online banking at the counter or online after opening corporate telephone banking at ICBC outlets or handling corporate ordinary card certificates. The procedure of direct connection between banks and enterprises is more troublesome and the fees are higher.
What is the direct relationship between banks and enterprises?
1. Bank-enterprise interconnection refers to the online banking business in which the banking system is connected with the enterprise financial system, and the enterprise can directly handle the banking business such as account management and transfer payment through the financial system, and can customize more personalized functions in its financial system as needed. It is an electronic banking product provided by ICBC to high-end customers.
2. In order to meet the personalized needs of high-end customers of enterprises for online banking and further promote the development of online banking, China Industrial and Commercial Bank has launched an online banking-enterprise interconnection model. This brand-new online banking business model integrates the system resources of both banks and enterprises through the organic interconnection of enterprise financial software and ICBC online banking system, thus bringing safe, simple and real-time personalized online banking services to enterprises.
3. Bank-enterprise interconnection provides customers with a variety of functions, such as comprehensive payment, comprehensive collection, regular automatic fund collection and allocation, irregular fund collection and allocation submitted by enterprise ERP, account balance retention, electronic reconciliation information service, electronic payroll and so on, which can meet the all-round cash management needs of enterprise customers for capital inflow, internal capital circulation and capital outflow.
What is corporate online banking?
1. Corporate online banking is applicable to real-time accounts and financial information, and does not involve the transfer of funds.
Out of the vast number of SME customers.
2. Customers can go to the counter after opening corporate telephone banking or handling corporate ordinary card certificates at ICBC outlets.
Or online self-registration enterprise online banking popular version. Customers can use the card number and password of ordinary card to log in to the popular enterprise online banking and get basic online banking services.
The development of information technology provides new practical ideas for commercial banks to broaden the field of financial services, improve service quality, reduce service costs and strengthen internal management.
In this new situation, online enterprise banks will not only undertake the operational functions of traditional online financial services, but also become the link of cooperation between banks and enterprises under the new economic model. Its brand-new service and operation mode will also play a more important role in the second transformation strategy of banks with the core of improving capital and cost efficiency.