1, balance treasure Qian Shengqian method
Yu 'ebao belongs to Alipay, which is mainly a docked money fund. The liquidity of the money fund is very good, and it is very convenient to deposit and withdraw money at any time. Suppose an investor deposits 10000 yuan in Yu 'ebao, and the expected income of Yu 'ebao on the 7th is 2%, then the income of Yu 'ebao is calculated as follows:
If there are 365 days in a year, the calculation formula is: 10000×2%/365= yuan.
As can be seen from the above, the daily income of Yu 'ebao is RMB. Some people feel that they earn so little every day, but in fact they feel very little. In fact, it adds up to a lot of income, and Yu 'ebao can also be directly used to pay for consumption. Usually you can pay directly with Alipay.
2. The current residual Qian Shengqian method.
Bank of Communications' demand surplus is a kind of bank financing, and its expected income is slightly higher than that of money funds. Suppose an investor buys a demand surplus of 10000 in Bank of Communications, and the expected annualized rate of return of the demand surplus at the time of purchase is one year, then the calculation formula of the income is as follows:
Bank of Communications can earn: 10000 * yuan when it buys current account, which is the income earned in one year. Although it is not particularly large, it is a little higher than the bank demand.