1. Communicate with the loan bank: contact the loan bank in time to find out the specific situation of loan lending and seek solutions. If there is indeed a loan extension, ask the bank to give a clear explanation and seek a proper solution.
2. Seek legal aid: If the bank can't solve the problem, you can consider seeking legal aid. You can consult relevant institutions to understand your legitimate rights and interests and ways to safeguard rights.
3. Ask for help: If you are worried that the individual can't solve the problem effectively, you can ask for help. You can consult relevant professional organizations or people, such as banking supervision departments and consumer associations.
Generally speaking, if the loan funds involved in buying a house are not standardized, we should handle this matter carefully, communicate with the bank in time, and properly solve the problem in order to safeguard our own rights and interests.