Peer-to-peer lending, or peer-to-peer lending, refers to direct lending between individuals through the Internet platform.
Internet finance refers to a new financial business model in which traditional financial institutions and Internet enterprises use Internet technology and information communication technology to realize financing, payment, investment and information intermediary services.
Finance refers to the issuance, circulation and withdrawal of money, the issuance and recovery of loans, the deposit and withdrawal, the exchange of foreign exchange and other economic activities.
Online lending, that is, lending and collecting loans, is only conducted online, so it is still the financial industry.
The above is the arrangement of "honest community" for reference only. I hope I can help you.