The loan contact person can write the contact information of family or friends. When handling the loan business, users need to fill in the loan contact besides their own information and contact information. Users can choose to fill in the contact information of family or friends, and there is no specific regulation. Just ensure the authenticity of the contact information. After the user submits the loan application to the bank, the bank will verify the contents in the application form, and some banks will call the contact number filled in by the user for verification and audit. After verification, the bank will lend the money to the lender.
Matters needing attention
When handling loan business, the loan contact person filled in by the user is the bank. In order to ensure the overdue situation, when the staff fails to contact the user himself, they can find the user himself through the contact person for collection. Therefore, in the contact information column, you can fill in your immediate family information or your friend information.
The loan contact person does not assume joint and several repayment responsibilities. When a user makes a loan, the lending institution thinks that the user's qualification is not good and will ask the user to fill in the loan guarantor. The nature of this guarantor and contact person is different. The loan guarantor needs to guarantee the user and bear certain risks. Guarantee can be divided into general guarantee and joint guarantee. When the lender fails to perform the contract and repay the loan on time, the guarantor will bear the responsibility and need to repay the loan for the lender.
Guarantors also need to take risks. After the guarantor can't repay the loan, it not only needs help to repay the debt, but also leads to personal credit damage, which affects the guarantor's personal loan processing and reduces the guarantor's personal loan amount.
To sum up, users should fill in the contact information of their immediate family members or friends when applying for loans. At the same time, users need to repay on time to avoid the bank contacting others for collection, which will bring adverse effects to themselves and others.
Who wrote the contact information in the student loan?
Borrowers' relatives and friends, former school teachers, township cadres, neighborhood Committee cadres, etc. , but it should not be repeated on parents and borrowers. \r\nConditions of loan contact person: \r\n\r\n 1. The loan contact person should be the borrower's native place, in principle, he should be 25-60 years old or younger, have a relatively fixed residence and contact information, and be familiar with the borrower's family situation; \r\n2。 The loan contact person may be the borrower's relatives and friends, teachers of the original school, cadres of towns and neighborhood committees, etc. , but it should not be repeated with parents and the same borrower; \r\n3. The loan contact person is an obligatory contact person, and shall not bear joint and several repayment responsibilities, and shall not charge the borrower any fees \ r \ n; \r\nResponsibilities of loan contact person: \r\n 1. Always keep in touch with the borrower, track and understand the borrower's relevant situation, educate the borrower in good faith and remind him to repay on time, change his information in time and urge the borrower to inform the county-level student financial assistance management center of the changed information and update it in the loan information system; \r\n2。 As the third party, the loan contact person assists the county-level student financial assistance management center to contact the borrower and urge the repayment of the due principal and interest when the student financial assistance management center cannot directly contact the borrower and the same borrower; \r\n3. At the stage of loan application and approval, the loan contact person should ensure smooth communication and cooperate with the county-level student financial assistance management center to check the students' situation; \r\n4。 Once the loan contact person is determined, if there is no special reason, he/she should be responsible for contacting the borrowing student throughout the loan period. If the loan contact person moves out of the local area, it is necessary to urge the borrowing students to re-submit the contact information form of student source credit \ r \ student loan in advance.
Who filled in the contact information of the student loan?
The loan contact person should be the person from whom the borrower comes. In principle, they should be under the age of 25-60, have a relatively fixed residence and contact information, be familiar with the borrower's family situation, and be relatives and friends of the borrower, teachers of the original school, cadres of village neighborhood committees, etc.
Once the loan contact person is determined, if there is no special reason, he should be responsible for contacting the borrowing students throughout the loan period. The loan contact person is an obligatory contact person, and shall not bear joint and several repayment responsibilities, and shall not charge the borrower any fees.
The national student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities. Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.
Borrowing students apply for loans from the bank through the school to make up for the lack of tuition, accommodation and living expenses during their studies at school, and repay them in installments after graduation.
The national student loan compensation mechanism, which was initially launched in September 2006, laid a good foundation for improving the financial aid system for students from poor families in colleges and universities with national student loans as the main body.