1. Application conditions:
① The age is 25-55 years old (inclusive), and customers who purchase performance insurance can be relaxed to 22-60 years old (inclusive);
2. The mobile phone number needs to be registered in real name for one year;
3. Good credit record;
④ The vehicle has been purchased for no more than 7 years (subject to the date of first registration), the mileage is < = 120000km, and the vehicle appraisal value is above 70,000 (inclusive).
2. Application materials: ID card, marriage certificate, household registration certificate, asset certificate, vehicle registration certificate and loan use certificate;
3. Loan interest rate: annualized interest rates are 12%, 14%, 16% and 18%, which are automatically judged according to the customer credit rating system;
4. Loan term: there are 12 installments, 24 installments and 36 installments.
If you need funds, you can log in to Ping An Pocket Bank APP- Finance-Loan-Car Loan to try to apply.
Response time: 2021-12-14. Please refer to the latest business changes announced by Ping An Bank in official website.