The pricing mechanism of insurance products is relatively complicated, not bank savings.
Pricing should be based on customers' actual age, health status, occupational category and specific share of safety responsibilities.
Insurance companies say that pricing is based on the actuarial risk cost of actuaries.
Therefore, before taking out insurance, customers should first know their needs in the county, and then rationally recognize them according to their actual situation and take out insurance on demand based on the present situation. Only by truly and effectively exchanging information with agents can we achieve targeted and reasonable planning.
The premium standard of any insurance product is not constant according to the situation of different customers.
Further verify the information source and specific situation;
Consult one's own agent;
The planning of insurance products is tailored to individuals, and the situation and needs of each family are different. Imitating other people's insurance is actually a misunderstanding and will eventually encounter embarrassment.