Are you qualified to buy a house?
1. If you want to buy a house in this city, you need to have these materials, including your own and your family's ID card, the original and copy of the household registration book; If the husband and wife are registered in the same account, the original and photocopy of the marriage certificate or marriage relationship certificate issued by the civil affairs department shall be provided; If I and my minor children are not in the same account, I need the original and photocopy of the minor's identity certificate and kinship certificate issued by the public security department.
2. If you buy a house in another city, different cities have different requirements and need to be determined according to the actual situation. For example, if you are not registered in Beijing, but want to buy a house in Beijing, you need to meet these conditions, including tax payment certificate (personal income tax) or social insurance certificate for five consecutive years in Beijing; Have a valid Beijing temporary residence permit; Married couples have no room in Beijing; ID card, marriage certificate and household registration book; Loan to buy a suite outside Beijing, and loan to buy a house in Beijing, with a down payment of over 60%; If you have a collective account, you must find a unit to receive your account, issue a receipt certificate and stamp it.
3. If the house is commissioned, the notarized original power of attorney, the copy of the client's ID card, the original and copy of the trustee's identity certificate and other elements are required.
What conditions do you need to buy a house in Beijing?
1. For Beijing-born families, married Beijing-born families (except Tongzhou): you can buy two sets without a room, and you can buy 1 room already. Single Beijing-based families (including unmarried, divorced and widowed families): those who have no house in Beijing can buy 1 room.
If you want to buy a house in Tongzhou, Beijing-based families must meet one of the following conditions under the premise of complying with the city's purchase restriction policy: Beijing-based families who own 1 apartment and have settled in Tongzhou for more than 3 years (inclusive); Beijing-based families who have owned 1 apartment and social security or individual tax in Tongzhou District in recent 3 years; Houseless families in Beijing.
2. For non-Beijing-based families, the qualification for buying a house needs to be met: non-Beijing-based families who have no house in Beijing and have paid social security or individual taxes in Beijing for five consecutive years can buy 1 house. If you want to buy a house in Tongzhou District, you must also meet the requirements of continuous payment of social security or individual tax in Tongzhou in the past three years.
3. For families from Hong Kong, Macao and Taiwan, the qualification for buying a house is different: families from Hong Kong, Macao and Taiwan who have no house in Beijing and work, study and live in China can buy a house of 1.
4. For foreign families, the qualification requirement for buying a house is that foreign families who work in China and have no room and work or journalist visas can buy a house.
According to the purchase policy, whether you have the qualification to buy a house mainly depends on the number of accounts and the number of houses under your name. Accounts are divided into Beijing accounts (including Beijing collective accounts), foreign accounts, Hong Kong, Macao and Taiwan and foreigners. The evaluation criteria for the number of houses under the name of individuals are divided into the number of houses under the name of single people (including unmarried, divorced, widowed and unmarried pregnant people) and the number of houses owned by family members of married people (both husband and wife and minor children).