Will overdue credit cards affect personal credit? My credit card is overdue for a long time, and it seems that it has not been affected at present.

If it is overdue, it will have a great impact. If you don't repay the loan for a long time, it will be affected by the personal credit report at the meeting, and then the loan for buying a house and car will be affected. Moreover, if you are blacklisted by untrustworthy people and have problems in travel, you must bear legal responsibility. You can first pay attention to the official WeChat account of Sichuan Changxi Information Technology, and they will propose a professional and reliable personalized repayment plan according to your actual situation. The consultation is free.