What risks should I pay attention to when selling a house in Chongqing?

Today, some netizens asked Bian Xiao if there were many things to pay attention to when buying and selling a house. The answer is, of course, yes. Now the house is getting hotter and hotter, the house price has been rising, and the real estate market is also full of twists and turns. For friends who buy a house for the first time, it is particularly easy to be deceived by developers. Today, Bian Xiao will introduce you to Chongqing's housing sales information and what risks should be paid attention to when selling houses.

Chongqing housing sales information

1, carefully check the owner's property certificate, and notice that there are several signatures on the property certificate. If there are two people, they need to have their names at the back when signing the contract; Secondly, look at relevant evidence when buying a house, such as purchase invoices and deed tax invoices. As an auxiliary evidence to preliminarily confirm the ownership of housing property. In addition, as a property buyer, we should carefully check the current situation of the house to determine the integrity and safety of the house; As a seller, you need to introduce the current situation of the house to the buyer in detail, and you can't cheat.

2, optimistic about the house, after determining the property rights of the house, it is natural to pay a deposit. But don't ignore this little link, there are tricks to pay the deposit. The house is worth one million yuan, and a 5% deposit can reach 50,000 yuan. So when the transaction reaches this stage, please pay more attention and make sure everything is done before signing the contract.

3. After paying the deposit and signing the contract, you need to go to the property registration center where the property is located to handle the transfer procedures. It's OK after the turn.

What risks should I pay attention to when selling a house?

1, carefully collect the deposit.

From the second-hand housing transaction process to the bargaining link, the intermediary company will negotiate with the seller after finding the customer. If the seller accepts the purchase conditions, he will sign the money from the intermediary. However, many intermediary companies will ask to keep the deposit, and sellers should be cautious about this. When the house is sold, it is ok to convert the deposit into commission. I'm afraid that the buyer will default, and when the seller can confiscate the deposit, the intermediary company asks the seller to share a piece of it.

2. Pay attention to three points when signing a contract.

First, truthfully inform the buyer of the physical condition and rights of the house, so it is best to write it in the contract; The second is to provide three certificates, that is, if someone agrees to sell the house, if there is a mortgage, a written notice will be provided to the mortgagor of the house, and if the house has been rented, a written certificate that the lessee waives the preemptive right will be provided. Third, the transaction process must be linked to the house payment, that is, to ensure that the house payment is obtained before and after the house transfer.

Step 3 get a loan commitment

When signing the contract, the buyer usually only pays the down payment, and the rest is paid by the bank after the transfer. However, the bank only pays according to the buyer's instructions. If the buyer cancels the loan after the house transfer and before the bank lends money, the bank will naturally not lend money to the seller again, so the seller can better obtain the loan commitment from the buyer's loan bank.