Every place has a real estate policy, and Hainan is no exception. So, what are Hainan's real estate policies? What is Hainan provident fund loan policy? Let's take a look with Bian Xiao. \r\n \r\n\r\n \ r \ nI What are the real estate policies in Hainan \ r \ n \ r \ n 1, which are not limited to purchase \ r \ n \ r \ n \ r \ Do you need Hainan household registration? The second suite and above shall be implemented according to the regulations of the city and county banks. \r\n \r\n\r\n2. Restricted purchases (non-Hainan household registration) \ r \ n \ r \ n \ r \ nFirst-class cities and counties (Sanya, Haikou and Qionghai): 1 set of households with restricted purchases, and the down payment ratio shall not be less than 70%. If you buy a house in the restricted area, you need to provide at least one family member with tax payment or social security certificate for 5 years or more in Hainan Province. \ r \ n \ r \ n \ r \ Category II cities and counties (Baisha, Baoting, Wuzhishan and Qiongzhong): take families as units, and the sales target is residents who have worked and lived in Baisha, Baoting, Wuzhishan and Qiongzhong for a long time. \ r \ n \ r \ n \ r \ Other cities and counties in the third category: take the family as the unit, the purchase is limited to 1 set, and the down payment ratio shall not be less than 70%, and the property right certificate can only be transferred after 5 years. \r\n \r\n \r\n\r\n3, restricted sales \r\n \r\nNon-Hainan registered households own 1 or above commercial houses, so it is forbidden to buy houses; Commercial loans are prohibited for those who already own 3 or more commercial houses; If a family buys a second suite, it can transfer the title certificate after 2 years; When a public institution purchases a house, the title certificate can only be transferred after 3 years; Prohibit the transfer of faster houses and restrict the transfer of existing houses. \ r \ n \ r \ n \ r \ n \ r \ Second, what is Hainan's provident fund loan policy \r\n \r\n\r\n 1. If there is no housing family or provident fund loan record, the down payment ratio of the loan shall not be less than 20%. \r\n \r\n\r\n2。 If there is 1 housing registration record or 1 provident fund loan, the down payment ratio of the loan shall not be less than 30%. \r\n \r\n\r\n3. Housing provident fund loans are prohibited if there are two sets of housing registration records or two provident fund loans. \ r \ n \ r \ n \ r \ n \ r \ Abstract: I am here to briefly introduce the knowledge about Hainan real estate policy and Hainan provident fund loan policy, hoping to help you. If you need to know more, please continue to pay attention to Qijia. com。
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