To apply for a loan in Thailand, you also need to prepare relevant information in advance. The key points are as follows: 1. The loan applicant should prepare his valid passport, visa or signature copy in advance.
2. The loan applicant shall prepare the signed copy of the valid national ID card in advance.
3. The loan applicant should prepare the marriage certificate and the other half's reasonable passport, visa or identity certificate copy and signature in advance.
4. The loan applicant should prepare the work unit certificate in advance, which contains relevant information such as his working years, post and salary, and must be in English.
5. The loan applicant should prepare the bank journal of the salary account in advance, and it is best to have an app for nearly 12 months.
6. The loan applicant should prepare the house sales contract in advance.
7. The loan applicant should prepare the personal credit report in advance.
What are the advantages of buying a house in Thailand? 1. Apartment buildings and single-family villas in Thailand are all decorated.
Apartment buildings and single-family villas in Thailand are all decorated when they are handed over. In Pattaya, most of them are hardcover rooms, and many of them have complete sets of classic furniture. Greatly reduced the money cost and economic cost of home improvement, suitable for the needs of overseas investors. According to the decoration budget, it is calculated as 15% of the house price, which is equivalent to a discount of 15%. In addition, there is no potential discount of 40% due to the saving of pool area. In this way, the apartment price near the city rail in the core area of Thailand is equivalent to the starting price of 20,000 RMB x (25%+15%) =12,000 RMB per square meter.
The pre-sale rooms of apartment buildings are mostly hardcover rooms, equipped with wooden floors, sanitary wares, toilets, integrated cabinets, central air conditioners and wall-mounted wardrobes. Simply put, what can't be moved is yours. Some real estate developers also send refrigerators. Well-known brands are not bad During the visit, it was found that there was a small apartment with a new property of more than 40 square meters, equipped with two Daikin central air conditioners. Of course, it depends on the real estate agent. You don't have to worry about furniture. Real estate developers also send furniture gifts for you to choose from. Compared with China, if you spend one or two million yuan to buy a house, you usually spend 20-30% of the house price on interior decoration. Buying Thai real estate is equivalent to another 20-30 discount.
2. Apartment buildings in Thailand have no shared floor space.
Dorms in Thailand have no shared housing area. According to the adopted area, the average shared housing area of houses in China, China is about 25%, which is equivalent to a 15% discount on the house price in Thailand.
It is easy to settle down, see a doctor and study abroad in Thailand.
The passion shown by the housekeepers for Thai real estate shows that Thailand has a unique style. Bian Xiao believes that this is mainly because Thailand has a good growth environment, pleasant natural conditions and gentle and kind Thais. In addition, Thailand's medical level is also quite good, ensuring health. For the elderly, medical level is particularly important, so buying a house for the elderly in Thailand is also a development trend.
Thailand also has high-quality culture and education, so it is very easy for children to settle in Thailand and deal with educational problems. Thailand's Bangkok, Chiang Mai, Pattaya, Phuket, Koh Samui, Hua Hin and Krabi are all international schools offering oral English courses, which are taught by multilingual foreign teachers. Thailand has a high level of culture and education, and settling in Thailand can solve the education problem of children. Driven by Thailand's own internationalization and diversification, students from international schools in Thailand generally come from different countries and have different cultural characteristics, so they are truly international schools. Many people sincerely feel that Thailand is more like a United Nations community, and it is easier for children to have a more international vision and values when studying in international schools in Thailand.
4. Thai real estate has permanent property rights (with deeds).
Foreigners can reasonably and legally own apartment buildings with permanent property rights and have the same interests as Thais. Foreigners, like Thais, have permanent property rights in Thailand and can reproduce at the same time (there is no house inheritance tax, which means 10% if it is higher than 50 million baht in the future), while China's real estate has only 70 years' right to use. This is also the reason why you see some municipal roads in Thailand congested. Because the land is privately owned, government departments can't demolish it by force.