Personal advice:
Tieling Bank is also a formal and legal bank. Although it is a small local bank, it still belongs to the government background. If we have related business needs, we can continue to deal with them. If we are really worried, we can also deposit our money in six state-owned banks, which can better protect our property safety. Before investing in financial management in daily life, you must ensure that you have a certain risk tolerance. Whether it is wealth management or insurance in the bank, we must buy it rationally. We must call in time for consultation before the bank handles business. Only in this way can we better protect our legitimate rights and interests.
Extended data:
A bank is an enterprise dealing in money, and its existence is conducive to raising and financing social funds. It is a very important member of financial institutions.
We can see the business of the bank. On the one hand, it collects idle monetary funds and small monetary savings in society by absorbing deposits, and then lends them to people who need to replenish money in the form of loans. Here, banks act as intermediaries between lenders and borrowers.
On the other hand, banks handle the payment and settlement of money for commodity producers and businessmen, and also act as payment intermediaries. In short, banks play the role of credit intermediaries.
The basic functions of commercial banks include: credit intermediary, payment intermediary, credit creation and financial services.
After the early warm-up, the mobile banking business in China has gradually entered the growth stage. How to break through the existing business development bottleneck and improve customer awareness and utilization rate has become the focus of attention of all parties in the mobile banking industry chain. The unique personal characteristics of online banking make it a powerful tool for banks to carry out business after ATM, Internet and POS, and attract more and more attention from international bankers.