The bank said that the purpose of changing the chip card is security.
Higher security
Speaking of chip cards, many citizens may not have heard of them. What exactly is a chip card? Manager Peng, the financial manager of Bank of Communications on the first floor of Jinyuan CBD, told the reporter that the so-called chip card is a financial IC card and a bank card with a chip as the medium. The chip card has a large capacity and can store information such as keys, digital certificates and fingerprints. Its working principle is similar to that of a microcomputer, which can handle multiple functions at the same time, providing cardholders with the convenience of using one card for multiple purposes. At present, the chip card is mainly a combination of the front chip and the back magnetic stripe.
Later, the reporter went to CCB, located on the first floor of Wuxiang Hotel, and asked Liu Jingli, the account manager of the bank, what new functions the chip card had. Liu Jingli told reporters that, in short, compared with the magnetic stripe card which is widely used now, the chip card has higher security. It is not that the original magnetic stripe card is unsafe, but that the chip card adopts more advanced business card printing technology, which is almost difficult to be copied and used. At present, chip cards have been widely used.
Nanning can change chip cards.
Subsequently, the reporter consulted the banks around Wuxiang Square. At present, the banks that can handle chip cards are mainly five state-owned banks. Because upgrading the chip card is a huge business and workload for the bank, it needs to update a lot of equipment, and the cost of a chip card alone will cost 40 yuan. Many banks are still in the preparatory stage, but it is only a matter of time before chip cards are replaced. It is expected that from next year, banks will launch their own chip cards one after another, and the public will continue to pay attention.
Some banks in Nanning handle chip cards.
Can the time for handling bank charges and cards be guaranteed? Description of card processing conditions.
ICBC can be absent for 3-5 days.
CCB can't get it right away.
Can Bank of Communications 25 yuan get it right away? No, at present, only panda gold coin cards can be processed.
Can China Bank 25 yuan get this 25 yuan immediately including the annual fee 10 yuan?
Because the original card number can be kept, it takes time.