Sesame Credit is an independent third-party credit reporting agency launched by Ant Financial. Its business is mainly to analyze users' behavior data and then evaluate users' credit. The score range of Sesame Credit is 350-950, and the highest score is 950. Then the score range is generally divided into five grades, that is, 350-550 credits, 550-600 credits, and 600-650 credits.
Extended data
I. Sesame Credit
Sesame Credit is an independent third-party credit reporting agency under Ant Financial. It objectively presents personal credit status through technologies such as cloud computing and machine learning, and has provided credit services for users and merchants in hundreds of scenarios, including credit cards, consumer finance, financial leasing, hotels, renting houses, tourism, marriage and love, classified information, student services, public services, etc.
Second, how to improve the sesame credit score?
Sesame credit score is a comprehensive evaluation of credit habits, not the accumulation of consumption amount or points, so it is impossible for people to apply for adjusting credit score on their own initiative. The methods to improve sesame credit score are as follows:
1. Perfecting personal information is conducive to the system to make a more comprehensive evaluation of users, thus facilitating the provision of sesame credit points.
2. Use the credit loan products in Alipay to repay on time, such as ant flower buds and borrowing buds.
3. Enrich consumption behavior and reflect good consumption habits. For example, the number, amount and scenario of Internet payment, as well as different shopping behaviors.
Third, what can sesame credit score 700 do?
Sesame credit score of 700 can get the following treatment:
Scoring sesame credit is very useful in daily life. The sesame credit score reaches 700 points, indicating that the user's credibility is excellent, because the sesame credit score is a measure to determine the daily credit level of users on Alipay.
With a credit score of 700 points, you can enjoy VIP treatment and the loan amount is also high. You can also enjoy preferential and convenient treatments such as * * * bicycle free deposit and renting a house in a specific hotel free deposit.