1, foreign investment bank
In particular, it refers to first-class overseas investment banks such as Goldman Sachs, Morgan Stanley, Citigroup Global Investment Bank, Lehman Brothers, Deutsche Bank, Credit Suisse First Boston and ubs warburg, all of which have representative offices or branches in China. Generally, each company recruits 5- 10 people in Chinese mainland every year, and only 1-2 people when they were young. Graduates recruited by domestic investment banks work in different places, such as Tokyo, Hongkong, Singapore, Beijing and Shanghai, among which Tokyo has the highest salary and Chinese mainland has a lower salary. After working in any first-class investment bank for three years, applying to the top business schools in the United States is almost certain to succeed, and the future after MBA graduation is limitless.
Investment bank's reference salary (in the first year of postgraduate study, undergraduate students may be slightly lower): 900,000 RMB/year for Goldman Sachs Tokyo, 750,000 RMB/year for Germany Asia Pacific and 250,000 RMB/year for Morgan Stanley Beijing (year-end dividends are counted separately).
2. Foreign consulting companies
In particular, McKinsey, Bain, Boston Consulting Group, Morit Group, Mercer, Eisenzhe and other overseas first-class consulting companies can be divided into management consulting, investment consulting, human resources consulting, market consulting, technical consulting and other sectors. The recruitment of consulting companies is slightly higher than that of investment banks, with an average of 10-30 people per company per year. There are slightly fewer companies such as McKinsey and more companies such as Mercer. Last year, due to the expansion of foreign consulting business, the number of recruits generally increased. The salary gap of consulting companies is relatively large, but you can get a big salary increase after working for 3-5 years, and the salary of senior consultants is not less than that of investment bankers. Applying to the top business schools in the United States in consulting companies is basically successful, and the future is broader after MBA graduation.
Reference salaries of consulting companies (same as above): McKinsey and Bain 1 .5,000-200,000 RMB/year, roland berger110,000 RMB/year, and the rest are somewhere in between. The salary will increase by 100% in the second year and by 50%- 100% in the third year. After three to four years, the annual salary can generally exceed 500,000 RMB.
3. Joint venture or Chinese investment bank
Including CICC and Gaohua Securities, BOC International is barely one. In fact, CICC is equivalent to Morgan Stanley's China branch, and its salary is extremely high, but it has declined in recent years. Gao Hua is equivalent to the China branch of Goldman Sachs. Just established for more than a year, the future is unknown. Wages can refer to foreign investment banks, which are generally slightly lower.
4. Some large foreign companies have high employee benefits.
These positions are scattered, but most of them are concentrated in marketing, strategic planning, financial management and other departments. It is recognized that foreign companies with high pay and bright future include Procter & Gamble, Mars, Maersk, Daimler-Chrysler and the finance department of General Motors. Its salary is not as high as that of investment banks and consulting companies, but its benefits to personal cultivation and future diversity are far greater than those of investment banks and consulting companies, which is very beneficial to future business work. The work intensity of the above-mentioned foreign enterprises is generally much lower than that of investment banks, with many training opportunities and high cost performance.
The reference salary of some large foreign companies (which often varies greatly among different departments, depending on the higher salary in the first year): P&G Marketing or Finance Department 70,000-65,438+10,000 RMB/year, Maersk 65,438+10,000-200,000 RMB, and Mars10.2 million RMB. Johnson & Johnson and Unilever are slightly lower than P&G. ..
5. Foreign commercial banks or universal banks
For example, ABN Bank of America, Societe Generale, HSBC, Standard Chartered Bank and Buckley Bank. The gap between their investment banks and commercial banks is not big, but the wages of various departments are also different. Corporate finance (equivalent to investment banking), private banking and other high-paying jobs are often much higher than general consumer banking and insurance. In any case, these foreign universal banks give people more comprehensive training than investment banks, and the probability of switching between departments is greater, so the future may not be as good as investment banks or consulting companies.
The reference salary of universal banks abroad: the investment banking position can reach 400,000-800,000 RMB/year, the commercial banking position can reach 70-/kloc-0,000/20,000 RMB/year, and the good position may reach 200,000 RMB/year.
6. Four major accounting firms
Namely Deloitte, PricewaterhouseCoopers, KPMG and Ernst & Young. Their salary is not high, which may not be worth it compared with the complicated workload, but they have a good reputation. After working for 3-5 years, there is great hope of going abroad to study business school or transferring to other foreign companies, so it is called "talent springboard". The Big Four has two positions: auditing and consulting. However, after the audit scandal in 2002, most of the consulting business was stripped out, and it is difficult to get consulting positions at present. However, even if you are engaged in general audit work in the Big Four, there are many opportunities to learn and practice business consulting. It is worth noting that the Big Four does not encourage employees to go to business school earlier, so it may be hindered in this respect.
Reference salary of the four major accounting firms: PricewaterhouseCoopers 60,000 RMB/year, plus travel subsidies and bonuses, it may reach 80,000 RMB/year, and those who often work outside may be close to 65,438+10,000 RMB/year. The other three are slightly higher than PwC. The salary of consulting post is a little higher than that of auditing post.
The research direction of finance graduate students is students' subjective choice.
However, whether school teachers have the strength to provide guidance is the objective environment of the overall infrastructure of the school.
Whether you have money after graduation and whether you can apply what you have learned depends on your academic contacts and fortune.
My humble opinion: (If you don't learn anything in the future, none of the following is true. Good relations at school are enough. )
Take monetary banking for example, if we enter the practical topic of financial institution management.
Easy to do and use. Future employment is easy to be favored.
Take the study of monetary banking as an example, if we enter the practical topic of financial commodity research and development.
Easy to do and use. Future employment is easy to be favored.
Take monetary banking as an example, if you enter the discipline of monetary theory.
It's not easy to do and it's not easy to use. The future employment road is narrow.
If you study international finance, you will enter the practical topic of international trade.
Easy to do and use, easy to be optimistic after employment.
If we study international finance, we will enter the practical topic in the field of capital flow of multinational enterprises.
Easy to do and use, easy to be optimistic after employment.
If we study international finance, we will enter the theoretical topic of international trade.
It's easy to do, but it's not easy to use, and the future employment path will be limited.
If you study international finance, you will enter the field of foreign exchange theory.
It is difficult to be original if it is not done well; It's not easy to use either, and the road to employment is narrow in the future
All the above are my own subjective opinions. And suppose that you will apply what you have learned.
None of the above is true if learning is not ruled out. Just look at the reference.
The job market after graduation will be greatly influenced by China's future political and economic environment.
Look at those seniors. When they were young, their thoughts were the same as yours, full of opportunities and confusion.
Looking at the trend of high-level in the big environment. Sometimes good policies lead to too much internal friction.
It can make young people enthusiastic and make the whole country idle.
My suggestion is to read English well at the master's stage, and what to learn is not so important.
If there are short-term conditions, go abroad to study for an MBA and go back to work in a foreign company.
In the long run, you can study abroad and come back to build the motherland. At this stage, the benefits are good.
Generally speaking, we should have this direction and subjective planning in mind.
You can read well without money. There are many university scholarship programs at home and abroad.