This shows that the supervision of the central bank has become more and more strict. We should know that since the central bank issued the first batch of payment licenses in 20 1 1, the number of payment licenses reached as much as 27 1 at the peak, and even reached a flood trend. Later, with the continuous strengthening of supervision and the constant change of market environment, many companies have been unable to smell the business opportunities in this field.
Payment license is a payment business license and a non-financial industry qualification certificate issued by the People's Bank of China. This is very popular in the financial circle, and the well-known Alipay and WeChat payment are the top streams here.
For many companies, having a payment license means having a source of funds. However, the central bank's actions have released some signals to us.
First, the current economic situation is not very optimistic. At the moment of the epidemic, the domestic economic situation is struggling, and internationally, the war between Russia and Ukraine continues. Some time ago, the United States imposed financial sanctions on Russia, which will inevitably cause quite a shock in the financial circle. Therefore, in order to ensure that there is no problem, the central bank will vigorously rectify the relevant unqualified units.
Second, the polarization of the payment industry is serious, and the tail enterprises are struggling. We often use Alipay and WeChat. But in fact, in addition to these companies with payment qualifications, there are some marginal companies, most of which serve other software and companies. However, because of their lack of fame or in a certain technology, it is difficult to compete with the two giants, and finally they can only end in failure.