How can microfinance be reliable?

Reliable. Micro-industry loan is an exclusive loan tailored for the development of small and micro enterprises, with a maximum amount of 3 million yuan. We should all be familiar with Weizhong Bank. Weizhong Bank is the first private bank in China. Sponsored by many well-known enterprises such as Tencent, Baiyeyuan and Liye, it was granted the financial license issued by Shenzhen Banking Regulatory Bureau on February 20 14. Granular loan, which enjoys the same reputation as Lending Bao, is also a credit brand launched by the Bank.

First, suitable for users: general taxpayers of enterprises.

1. The enterprise has been in business for two years and has tax data for more than two years.

2. the tax level is a/b/c/m.

3. The value-added tax in any year of the last two years is not 0.

4. There is no tax arrears in the past six months.

5. The applicant can only be the legal representative of the enterprise

6. Change of legal person: subject to the update of the tax bureau system.

Business scope: At present, small industrial loans are only for customers in Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi provinces. Please select the corresponding provinces and cities on the login page.

Third, the entrance channel: the official account of the micro-industry loan, the micro-industry loan official can understand the application entrance, must apply through the official channel, and do not enter the cottage website.

4. Small industrial loans?

According to the regulations of Weizhong Bank, when enterprises apply for small-scale industrial loans, they need to sign a credit authorization agreement to authorize Weizhong Bank to inquire about the credit records of enterprises in China People's Bank. It is not difficult to see enterprises conducting credit investigation at the filing meeting of small and micro industries in loans overdue. In addition to the credit survey at the meeting, the consequences of the small and micro industry loans overdue also include:

1. In case of small-scale industrial loans overdue, the legal representative of the enterprise shall be jointly and severally liable for repayment;

2. After loans overdue, small-scale industries will not only damage the credit information of enterprises, but also damage the personal credit of legal representatives of enterprises.

Five, in order to enable the majority of small and micro enterprises to borrow money from micro-business loans as soon as possible, here are some precautions for your reference.

1. Enterprises should try their best to apply for small-scale industrial loans from 9: 00 am to 7: 00 pm on weekdays, and they can get loans in about 30 minutes;

2. When submitting loan materials, ensure the integrity and validity of the application materials;

3. When filling in the enterprise settlement account, you must select a bank account supported by the small and micro enterprise loan system.