Ping an loan is formal. Ping An Loan is a personal or family consumption loan launched by Ping An Group and a loan product guaranteed by Ping An Group.
Ping An Group is a listed group with comprehensive financial services and relatively safe and reliable. The loan products of Ping An Loan mainly include Xinyi Loan, Owner-specific Loan, Small Consumer Loan and Commercial Loan. Users can apply through Ping An Bank official website.
Is Ping An Bank loan reliable?
Reliable, Ping An Bank is a relatively large-scale bank in China, and their loans are certainly reliable. Before handling the loan, try to find out the interest rate and repayment method of the loan to suit you.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province.
China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "China Ping An") and its holding subsidiaries hold about 2.684 billion shares of Ping An Bank, accounting for about 52.38%, and are the controlling shareholders of Ping An Bank. There are 34 branches in China and representative offices in Hongkong.
20 12, 1, Shenzhen Development Bank, the predecessor of Ping An Bank, acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group. After the acquisition, SDB changed its name to New Ping An Bank, which officially opened. 2065438+On June 26th, 2009, eight banks including Ping An Bank launched the first batch of enterprise information networking verification systems.
Corporate business of Ping An Bank
In terms of corporate business, Ping An Bank of Shenzhen aims to provide high-quality and efficient services for SMEs, and strives to build a financial brand for SMEs. With professional teams, professional products, professional services and professional management, it has carried out a number of innovations in the business field of SMEs. Through in-depth market research, formulate flexible credit policies that meet market demand, continuously simplify business processes and improve approval efficiency; By effectively integrating business outlets, online banking, telephone banking and other diversified service platforms, we will broaden the financial service channels for small and medium-sized enterprises, help China customers solve financing problems, improve the efficiency of capital use, and provide a package of comprehensive financial services with the help of China Ping An Group's resource advantages to create maximum value for customers.
International business
In terms of international business, Ping An Bank of Shenzhen has launched dozens of new varieties of international business, such as Forfaiting, risk sharing and issuing letters of credit on behalf of others, and has developed nearly 500 correspondent banks around the world. As a primary dealer in the open market of the People's Bank of China, the trading volume of the local currency market and the bond market has doubled year after year, ranking among the top 20 clearing member banks in the national inter-bank bond market, and has been rated as an excellent transaction settlement unit for many times.
Basic platform
As for the basic platform, as a bank with the service tenet of "professionalism, value and innovation", Shenzhen Ping An Bank innovatively developed the first centralized large-capacity AS/400 integrated business system in Shenzhen, and took the lead in launching the integrated customer relationship and credit business management system, realizing the electronic management of the whole process of credit business. "18 banking network" has reached the advanced level of domestic online banking, and mobile phone dynamic password authentication; Dynamic token authentication; The risk control mechanism of corporate banks is the first in the industry. The "Shenzhen University Campus Card", which was innovatively launched with Shenzhen University, not only improved the financial function and campus function, but also created a number of domestic firsts, greatly improving the level of campus management.
On the other hand, Ping An Bank launched the "New One Loan" unsecured personal loan business, which can be used for business or personal consumption (including car purchase, decoration, large consumption, etc.). ), the maximum loan is 500,000.
Highlight business
Since July 1 2009, Ping An Bank has launched three e-banking service promises for individual customers, namely, debit card global ATM withdrawal is free, personal online banking remittance is free, and personal banking losses caused by no fault of customers are compensated by Ping An Bank. Service standards have reached a new high in the industry.
The "three promises" not only enabled the bank to break through the restrictions of outlets, but also solved the security concerns that have long plagued customers in using online banking, which is a major breakthrough in China. Within a week, the number of visitors to Ping An Bank's "free" information webpage has reached 654.38+0.5 billion, and more than 2 million people have visited the promised area of the bank.
Is Ping An Loan Reliable?
1, under normal circumstances, Ping An inclusive loan is reliable. If you want to apply for Ping An Pratt & Whitney loan, you can apply according to the requirements and conditions through the tips of Ping An Pratt & Whitney staff, and generally you can make a one-time payment. Therefore, Ping An Pratt & Whitney is not a formal payment platform. Ping An Pratt & Whitney APP under Ping An Group has attracted a lot of attention.
2. Ping An Pratt & Whitney is a lending institution under Ping An Group, which can provide customers with a loan amount of up to 500,000 without mortgage. Official website shows that Ping An Pratt & Whitney loan can be directly applied online, and the loan can be released in 15 minutes at the earliest. If you need to borrow money, you can also choose to spend money under Xiaoman Finance. The application for money is simple, the loan is fast, and the loan is flexible. Users can apply on their own initiative. The interest rate of money is transparent, big brands are reliable, and the interest rate is low. The maximum loan amount is 200,000, which can meet the needs of most lenders. In addition to individual consumers, small and micro business owners need to start or run funds, or consider having money to spend, and strive to provide accurate, convenient and efficient financial services for small and micro business owners.
Operating environment: ios 15.0 ping an Pratt & Whitney latest official website.
First, the mobile phone logs on to the official website to apply for the loan process.
1, after successfully logging in to Ping An Pratt & Whitney Mobile official website, enter your name and mobile phone number, select your gender, and then locate the city. Then choose loan products, among which mortgage products include home e loan, but I loan, excellent mortgage, life insurance loan and so on. Click on the loan product you want to apply for, and then fill in the online application according to the requirements in its catalogue.
Of course, if you just want to log on to the website to learn about the products, you can click on the product introduction. Each product introduction has a detailed description, including the application conditions, the loan amount that can be applied for, the loan cost and so on. , can be found in the mobile phone official website. In addition, you can consult Ping An Pratt & Whitney online customer service, and let the customer service answer the questions you want to know in detail. The second function of logging in to official website by mobile phone is not only to apply for loans online, but also to check the progress of loan processing. Enter the applicant's name, mobile phone number and website verification code to inquire about the specific situation of loan processing. If it fails, the system will automatically display that the loan is under review.
Second, the mobile app logs in to apply for loans and inquiries
Compared with the first method, mobile app login is more intuitive and convenient. In the interface, you can enter different functions by borrowing money, spending money, making money and other options. And if the loan is successful, the loan amount will be directly credited to the account registered by app. The amount can be transferred in and out, and of course the progress can also be queried. However, the function is basically the same as the first way, but this way is more intuitive and convenient.
Is Ping An Bank's loan formal?
Ping An Bank's loan is naturally very formal, and the big national banks are trustworthy, so there will be no problem. Moreover, loan is one of the characteristic businesses of Ping An Bank. They designed various types of Ping An bank loans for individuals and enterprises. At first, they can learn from Ping An Bank's customer service, or they can use Ping An Pocket Bank app on their mobile phones.
Is the loan from Ping An Bank true or false?
Ping An Bank loans are reliable. Ping An Bank is a commercial bank established with the approval of China Banking Regulatory Commission, which can carry out loan business and is a reliable loan bank.
As one of Chinese mainland 12 national joint-stock commercial banks, Ping An Bank's loans are naturally completely reliable. At present, Ping An Bank's loan business ranges from personal unsecured credit loans to mortgage loans, car loans and personal small consumer loans. As a fully formal bank, everyone can use the loan with confidence.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks, headquartered in Shenzhen, Guangdong. Formerly known as Shenzhen Development Bank, it is the first publicly listed national joint-stock bank in China.
China Ping An launched personal or family consumption loan business guaranteed by insurance companies. This loan model does not need mortgage, but it still needs the insurance company's audit to repay the loan, which is equivalent to being guaranteed by Ping An Group. The lender shall pay the insurance premium to Ping An Group in one lump sum after obtaining the loan, and deduct the bank interest and monthly repayment amount regularly every month.
It is impossible to borrow money from banks without collateral, and the new "credit guarantee insurance" of Ping An Group has solved this problem. Lenders don't have collateral, and banks worry that customers can't pay back their money and can't control their risks. So the bank handed over risk management to Ping An to check customer information. Ping An will sign a "credit guarantee insurance" policy with customers if it is determined that the applicant has sufficient repayment ability after examination.
It can be said that the threshold of this loan product is the lowest among all platform loans, and its functions are relatively comprehensive. Some platforms are difficult to approve if they have loan records before, but they can continue to lend in Ping An Bank. No matter whether you have paid the monthly payment or used the housing provident fund loan before, you can pass the loan approval again, and all the approvals are online. As long as the conditions are qualified, it is very convenient to lend money quickly.