What are the requirements for applying for a credit card? If you meet the requirements for applying for a CMB credit card, you can try to apply. The most important condition for applying for China Merchants Bank credit card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.
If you are interested in CMB credit card, but have never held our credit card, you can apply in the following four ways:
1. Please log on to the credit card website and select "Apply for Credit Card"-"Apply for New Customer";
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person;
3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application.
4. If you have applied for the professional version of our online banking, you can apply through the professional version.
Remind you that the credit card verification status is subject to the final audit result.
What do I need to apply for a large credit card? If you want to apply for a large credit card or gold card of China Merchants Bank, it is recommended to provide more financial information. It can be a payroll record issued by a bank, an income tax withholding certificate, or a market value certificate of a house, a car, a deposit and an investment (such as a copy of a real estate license/car driving license/bank time deposit certificate) and other materials that can prove your economic level. Other documents for reference include: personal account list of social insurance in the last 6 months, water, electricity and gas bills, credit card bills of other banks, etc. Mainly a copy of your certificate of deposit, real estate license and driving license of high-end private car. If you can provide relatively complete financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. Where there are clear provisions in the local branch, the provisions of the local branch shall prevail, and the credit card verification shall be subject to the final audit results.
What are the requirements for applying for a credit card? Ask for help. 1. Credit card application conditions:
1, age18;
2. Hold a valid ID card;
3. No bad credit record;
4. Have a fixed work certificate;
5 proof of income stamped with the financial seal of the unit;
6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ;
7. Social endowment insurance certificate.
II. The materials that must be submitted for handling a credit card are:
1, credit card application form (available in the bank window);
2. Original and photocopy of the ID card (you can take the original to the bank for copying);
3. Work certificate and income certificate (required to be stamped by the unit);
4. Non-local accounts also need to provide proof of residence;
5. Individuals should also provide the following materials: a verified business license or tax registration certificate, which proves that they have been operating for more than two years; Business premises contract or ownership certificate (i.e. real estate license).
I want to apply for a credit card. What are the requirements? ? Basic requirements for credit card processing:
1, with fixed income;
2. Have the ability to repay;
Meet the above basic conditions, you can apply to the bank for a credit card.
For processing, you need to provide:
1, original ID card
2. Income certificate issued by the company (the bank has standards)
3. Social security card (depending on the bank)
4. Work permit (certificate)
After receiving your application, our credit card center will review the information you submitted and check it by fixed telephone. Then you can check the progress through official website or by phone. Generally speaking, the review period is about 15 -20 days. If the audit is successful, the bank will send your card by registered mail.
What are the requirements for a gold card? A gold card for bank financing.
There is no limit to the opening amount, but it is stipulated that the average daily deposit is more than 200,000 yuan, and the annual card fee is 300 yuan (not charged for the time being).
The highest level is the Platinum Card, which requires an annual consumption of 200,000 yuan, followed by the Wealth Card, which requires an average daily capital of 6,543.8+0,000 yuan.
Customers who meet one of the following conditions can apply for Peony Platinum Card:
(a) individuals with certain economic strength
1. Our existing Peony International Credit Card VIP customers;
2. Customers of our bank or other banks spend RMB 654.38+10,000 on credit cards every year, and the number of consumption transactions reaches 24; Or platinum card customers who hold other banks' credit cards;
3. Individual customers with an average daily deposit of 500,000 yuan or 6,543,800 yuan in our bank or other banks for more than half a year (inclusive);
4. Airline customers with gold card or above who cooperate with our bank.
(2) Senior leaders and financial officers of party and government organs, social organizations and financial institutions.
1, leading cadres at or above the departmental level in the party and government organs and heads of financial departments;
2. Senior leaders and financial department heads of various institutions (above prefecture level) with financial allocations;
3. School-level leaders of key primary and secondary schools at or above the prefecture level, school-level leaders of key colleges and universities and heads of financial departments;
4, level 3 key hospital leaders and financial department head
(three) senior leaders and financial department heads of large enterprises or enterprises with good economic benefits.
1, senior leaders of finance, postal services, telecommunications, electric power, municipal public utilities and heads of financial departments above prefecture level;
2. Senior leaders and financial department heads of China Fortune 500 enterprises;
3. Senior leaders and financial department heads of key marketing enterprises of the head office and provincial banks with a credit rating of AA or above;
4, the registered capital of 50 million yuan (inclusive) above the senior leaders of enterprises and the person in charge of the financial department.
(4) Other high-end customers
1, social celebrities and important people in related industries recommended by the leaders at or above the division level of the Bank or the person in charge of the card issuing institution;
2. Management personnel at or above the deputy division level of the Bank.
(5) Customers whose cards are upgraded to gold or platinum cards must meet the above access standards, and their credit status must also meet the following conditions.
1. Its credit card account and card must be in "normal" status;
2. In the recent 1 year, the account has not been charged with late fees twice in a row, and has not been charged with late fees in the latest month;
I want to apply for a credit card. What are the requirements? Workers can apply for a credit card as long as they have a work permit or social security card.
Evidence can take many forms:
1 work permit, the most intuitive proof document, must be a card with the company name and position written on it.
2 proof of salary, indirect proof documents, download a form of proof of salary on the internet, print it out and fill it out, and then get it stamped by the human resources department. The company will usually stamp you. This is just a proof that you work in the company, and it won't be difficult for the company to stamp.
3 social security card, you can also tell the handling personnel your social security card number and inquiry password, so that the bank can inquire about the social security paid by your company for you, and then they can refer to it. In addition, this query password cannot be changed, and it is only used to query your social security. Please rest assured that it will not have any harmful negative impact on your social security.
What do I need to apply for a gold deposit card? 1. China Bank Gold Card is a multi-currency comprehensive financial product provided by Bank of China for mid-to high-end customers, which has the functions of one-card-multi-account, comprehensive management, contract financing, automatic transfer, overseas transactions, global use, collection and payment, SMS notification and personalized number selection. Create convenient and high-quality exclusive service for China Bank Gold Card customers. 2. China Bank Gold Card Requirements: China residents, foreigners living in China, compatriots from Hong Kong, Macao and Taiwan, if the applicant is over 18 years old, has full capacity for civil conduct, and has good credit standing, he/she can apply for a personal credit card master card from the card issuer with his/her valid identity documents. 3. China Bank Gold Card shall meet the following requirements: the monthly average balance of CCB's financial assets (including local and foreign currency savings deposits, funds, national debt, etc.). ) More than 200,000 yuan (inclusive) within one year.
Hello, I want to apply for a credit card. What are the requirements? If you apply for our credit card, the most important conditions are that you have reached the age of 18-60 and have a stable job and income. The necessary application documents are "copy of identity certificate" and "work certificate". If you can provide other financial documents (such as: real estate license, my car driving license, bank time deposit certificate, etc.), it will be more helpful to understand your personal situation and judge the credit limit. Reminder: The credit card verification status is subject to the final audit result.
I want to apply for a card with a limit of 5 thousand. What are the requirements?