1. The monthly repayment amount of Star Wallet is 1395.33 yuan, and the total loan amount is 13000 yuan.
2. Suppose the repayment deadline of each month is 24th. If you check the overdue status on 26th, it shows that you need to repay 267 1.66 yuan, including principal and interest.
-Calculation method of default interest for two days overdue: Under normal circumstances, default interest will be calculated at a certain interest rate for overdue repayment. The specific calculation method of penalty interest may be different due to the policies of lending institutions, but generally speaking, penalty interest is calculated by multiplying the overdue days and overdue amount by the corresponding interest rate. Therefore, the interest generated by two days overdue may be higher.
3. If you miss a month's repayment due to unexpected events or forgetfulness, it will really lead to an increase in the amount to be repaid. Because in addition to the interest generated by overdue repayment, there is still one month's principal and interest to be repaid.
Summary: Overdue repayment will generate a certain penalty interest, the specific amount depends on the number of days overdue and the amount overdue. If you miss a month's repayment, in addition to overdue interest, you need to repay the principal and interest of the month.
Extended data:
In view of the specific repayment policy and penalty interest calculation method, it is recommended to consult Star Wallet or relevant lending institutions to obtain accurate information. In addition, in the process of borrowing, timely understanding and observing the repayment regulations can effectively avoid the extra expenses caused by overdue.