According to article 6 of the credit card acquiring contract of China everbright bank (version 20 19):
If Party B fails to renew the card or stops using it halfway, it shall call Party A's customer service hotline to cancel the account in time. The outstanding accounts of Party B shall be deemed as all due on the day when Party B applies to Party A for account cancellation, and shall be paid off by Party B in one lump sum. ?
Within 30 days after Party B applies for account cancellation with a credit card, Party A shall handle the account cancellation procedures for Party B according to relevant regulations, and Party B shall repay the arrears (including transaction payment, handling fee and interest, etc.). ) from the date of applying for account cancellation to the date of official account cancellation.
Extended data:
According to article 6 of the credit card acquiring contract of China everbright bank (version 20 19):
When the cardholder applies for account cancellation, he should first pay off the overdraft principal and interest and expenses. The cardholder of the primary card can apply for deactivating the secondary card (except the electronic cash account). When the card issuer confirms that there is no debt in the cardholder's credit card account, it shall cancel the account in time. After the account is closed, the cardholder still has to bear the outstanding debts in the credit card. ?
Card issuers should provide cardholders with services such as consultation, inquiry, loss reporting, account cancellation and complaint acceptance. , and give a reply to the cardholder's account inquiry requirements. The card issuer shall keep the cardholder's information confidential according to law, and shall not disclose it to any unit or individual without the authorization of the cardholder, except as otherwise provided by laws, regulations and rules or as otherwise agreed between the card issuer and the cardholder.
Credit Card Collection Contract between China Everbright Bank and China Everbright Bank (Version 20 19)