There are only three possibilities:
First, write about your children; Second, write about you and your husband. Third, write about the three of you.
A, say the second one first. Of course, you and your husband have three possibilities.
1, write yours; Write about your husband; Write about you two.
But no matter who wrote it, the nature of ownership is the same, and it is the same property for both of you, even if someone contributes more.
So the second one (write your or your husband's name) is useless even if there is any lawsuit in the end, such as divorce.
Interests and property rights are clear. You and your wife have the right to dispose of property. If your son is disobedient and your daughter-in-law doesn't support you, you can take the house as insurance.
B Say the first one again and write the child's name.
When the property right relationship of the house is transferred, the actual property right becomes your son's, which is equivalent to the default gift. This advantage is that if your children inherit your property, you don't have to consider inheritance tax or property rights change. Some of them need money, others need time. Although the inheritance tax has not been implemented yet, it may not be in a few years.
The shortcomings are also obvious.
1, if you will consider having another child (I mean if), then there will be an uneven distribution of children. 2. When the child grows up, you will find that he already has a real estate, the down payment for buying a house is much, and the loan is gone.
The ownership of this house has nothing to do with you.
Finally write the names of the three of you.
1. Disadvantages 1. All three people have property. If the per capita area is larger than the area stipulated by the local government, then even if your children buy a house again, they will have two sets, and you will enjoy the treatment of purchase restriction. I think your family is a single-family villa, which should generally be one-third larger than the prescribed area.
2. Disadvantage 2. Property rights are too complicated to be split in the future.
Personal advice, write your property in the name of husband and wife.