1. In the initial stage of establishing family assets, it is best to choose a risk-free investment institution and accumulate funds in the form of bank savings.
2. buying a house is an investment behavior to build a lifelong asset, and it should be carefully carried out after careful consideration.
3. Before taking any action to buy real estate, you should consider your own ability to pay funds and payment methods.
4. Establish a list of family assets, so that you can keep abreast of changes in family assets and related laws and regulations.
5. Try to diversify your family assets. In the family asset structure, fixed assets, monetary assets and financial assets should be in a reasonable and coordinated state.
6. Keep your family assets in value. Every asset of a family should be preserved and increased in value through various channels according to its determined purpose.
7. Make your family assets "live". If you choose to invest your family assets in the medium and long term, it is difficult to consider this. Only short-term investment can achieve this goal.
8. You should be concerned about the implementation and changes of the tax system. If necessary, we should change the family savings strategy and act decisively. Adjusting the investment direction in time and paying attention to investment safety are conducive to family financial management and avoiding risks.
9. Always prepare for your retirement. Before retirement, it is best to make up for the lack of social security measures with other investment methods to ensure a comfortable old age.
10, protect your family. In terms of sickness insurance, injury insurance, personal insurance, property insurance, husband and wife financial management system, etc., we should make overall consideration and overall arrangements.