Should third-tier cities buy a car or pay a down payment first?

If it is a third-tier city, the house price should not be expensive, and buying a house should still be the primary task.

According to the different needs of people's work and life, some people will buy a house first, some people will buy a car first, and some people will struggle, but they feel that they will choose to buy a house first. Even in a big city with great pressure to buy a house, buying a house will still take precedence over buying a car.

After buying a house, you will have a feeling of stability, and then you will have the warmth of home. Some people say that you can rent a house without buying a house, but the rented house is not your own after all. You can't decorate the house, and you can't let go of the layout of the house. At any time, the rent will rise or the landlord will not renew the rent. The rented house doesn't feel like home at all, but it feels like a dormitory.

Therefore, no matter how difficult it is, you should save your own money and make up the down payment on the house. The next mortgage can be paid back slowly. Although the loan will have interest, there is still room for the house to rise. It's still worth paying for the present with future money. Some people want to buy more money, but the rise in wages can't keep up with the rise in house prices. It will still be much more suitable to buy it early. So from the beginning, you will be relaxed when the house price rises.

When you don't buy a car, it doesn't have much impact on your life, because you usually live in an office and live a simple life. If you need to go out, you can also choose to take public transportation. This does not mean that you can't travel without a car, and the price of the car will not increase, so it won't cost you more to buy it in a few years. Besides, there are * * * electric cars to drive, which can fully meet the requirements of daily travel.