What are the effects of personal credit problems?
1. Affecting job hunting Nowadays, personal credit information has become particularly important in people's lives. Some institutions, large enterprises and banking financial institutions have begun to inquire about credit report. Once it is found that it is overdue for a long time, it is likely to be brushed off during the interview. After all, this is data that can reflect integrity. If a person doesn't even have basic integrity, how can he have a sense of responsibility to do a good job?
2. Impact on social life I believe many people are using Alipay. Everyone who has used Alipay knows that Alipay has a personal sesame seed, and its application scenarios are very wide, such as staying in hotels, renting houses, renting cars, and exempting deposits. According to legend, sesame score is the most important score besides the college entrance examination score. From this perspective, personal credit information will be paid more and more attention in the future, so it is the key to maintain credit from now on.
3. Affect travel If someone is blacklisted, it will bring great inconvenience to travel. First of all, you can't take the first-class seat of high-speed rail and motor train; Secondly, I can't buy a plane ticket; Any further vehicle driving will also be restricted, and the entrance and exit of expressway toll station will be temporarily detained; In addition, trains can't buy soft sleepers, and ships can't buy second-class cabins; Finally, even the purchase of private cars was restricted. It can be said that water, land and air and high-speed travel are limited.
Everyone who has bought insurance knows that the higher the amount of insurance, the more requirements, so most large insurance needs to check the credit report. If there is something wrong with the credit information, most of them will be refused insurance, and they will not be able to enjoy high insurance protection services, which will bring huge losses to individuals in this regard.