The first step in applying for a personal housing provident fund loan is to close the management center.
Preparation materials:
First of all, you should fill in the Application Form for Personal Housing Provident Fund Loan for Employees, which will be sealed by your unit and submitted to the loan bank together with the following supporting materials:
1. ID card, household registration book and marital status certificate of both husband and wife of the borrower (original and photocopy provided); 2, the borrower's husband and wife units issued by the "economic income certificate" and "provident fund deposit certificate"; 3, the purchase of housing should provide the purchase contract or agreement and the first payment receipt; Self-built housing should provide building approval documents;
4. Other supporting materials required by the lending bank.
The borrower shall provide the following information when applying for personal second-hand housing provident fund loans:
1. State-owned land use certificate and real estate license of the house purchased;
2, the purchase of housing evaluation report;
3. ID cards and household registration books of the seller's husband and wife;
4. Purchase contract.
The whole process of individual housing provident fund loan operation
1, consulting, receiving the form;
2. application;
3. Sign loan contracts and mortgage contracts;
4. Go through the mortgage registration formalities;
5. Go through the formalities of house registration;
6, for housing property insurance;
7. Loan transfer;
8. Monthly repayment;
9. Cancel loan settlement
2. What information do you need for Chongqing provident fund loans?
To apply for Chongqing provident fund loan, you need to provide the following information:
1. Identity documents (referring to valid residence documents such as resident identity cards and household registration books);
2 proof of the borrower's family's stable economic income;
3. Letter of intent, agreement or other approval documents of the house purchase contract that meet the requirements;
4. Collateral or pledge and the certificate that the authorized person agrees to mortgage or pledge; Certificate of collateral valuation issued by the competent department; The guarantor agrees to provide written guarantee documents and the guarantor's credit certificate;
5. To apply for a housing provident fund loan, you need to hold a housing provident fund.
6. Other documents or materials required by the lender.
For more information about Chongqing provident fund loans, please go to:/ask/ba98401615814490.h.
3. How to make an online appointment for Chongqing Provident Fund?
Online booking of Chongqing Provident Fund includes WeChat official account "Chongqing Provident Fund Center" and mobile APP "Chongqing Provident Fund Center"; Chongqing housing provident fund online business hall in two ways. Take the advance loan of WeChat official account "Chongqing Provident Fund Center" as an example.
(1) "Chongqing Provident Fund Center" WeChat official account
Main steps: Chongqing Provident Fund Center-Micro-official website-Convenient Service-Loan Appointment-Accepting Appointment.
Specific process:
Step 1: Search the official WeChat account "Chongqing Provident Fund Center" on WeChat or click here to enter the scanning attention, then enter the chat page and click "Micro official website"-"Micro official website" on the menu bar to enter the provident fund processing center.
Step 2: Click "Convenience Service" at the bottom of the page after entering the housing provident fund handling center to enter the "Convenience Service" page.
Step 3: Click on the loan appointment in "Convenience Service", click on the "Loan Acceptance Appointment" page, enter the appointment information filling page, fill in personal basic information (name, ID number and mobile phone number), carefully fill in the appointment loan information, click Submit after confirmation, and then bring relevant materials to the appointment outlet for processing within the appointment time.
4. What forms should Chongqing fill in to apply for provident fund housing loan?
Many friends like the city of Chongqing and consider staying and settling down. In everyone's mind, having a house is like home. Some friends may not have enough money and will consider applying for a loan to buy a house. We know that applying for a mortgage, provident fund loans are more cost-effective than commercial housing loans, so let's see which forms need to be filled out. (1) Chongqing's provident fund transfer notice is generally used when we leave our jobs, otherwise it will be a very troublesome thing to pay off the provident fund.
(2) To apply for provident fund loans, borrowers need to provide their own income certificates.
(3) If you want to apply for a provident fund housing loan in Chongqing, you must of course have an application form for a provident fund personal housing loan.
(4) After applying for provident fund loan successfully, we need to fill in the loan application approval form.
As a reminder, when filling in the information, you must fill in all the information carefully and accurately, and more importantly, you must fill it in yourself. Different banks need to fill in different forms when accepting provident fund loans. If you want to apply for provident fund housing loans in Chongqing, you can consult the relevant banks.