Many customers on these apps are fake and uneconomical. Let's keep our feet on the ground, call and push.
Second, how do loan officers find customer software?
Credit union area, credit housekeeper, etc.
3. What are the loan acquisition platforms?
The loan obtaining platforms are:
360, diversified customer registration procedures and high-quality loan customer resources are helpful for the marketing promotion of credit managers.
Instant message push mode, credit managers can find big
E-Rabbit takes orders, and the credit of financial institutions can check the orders completely free of charge on E-Rabbit's order-taking APP.
Rong Yiji, where there are more than 130, customers are classified according to their own intentions.
The Eye of Online Lending brings together the information of nearly 5,000 online lending platforms, which can provide each lender with the most technical and professional financial advice.
Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date.
Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Money and monetary funds can meet the needs of the society to expand reproduction and supplement exhibitions. At the same time, banks can also obtain loan interest income and increase their own accumulation.
Repayment method
Equal principal and interest repayment method: that is, the sum of loan principal and interest is repaid in equal amount every month. Most banks use the same amount for housing provident fund loans and commercial personal housing loans;
Average capital repayment method: The borrower distributes the loan amount equally to pay off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month;
Pay interest on a monthly basis, and repay the principal at maturity: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis;
Repay part of the loan in advance: that is, the borrower repays part of the loan to the bank, which is generally an integer multiple of 1 1,000 or 1 1,000. After repayment, the lending bank will issue a new repayment term, but the repayment method remains unchanged, and the new repayment term shall not exceed the original loan term.
If the bank applies for prepayment, it can repay all the loans in advance. The lending bank will terminate the borrower's loan and handle the corresponding cancellation procedures.
Every day you borrow is counted as one day's interest. You can pay the money in one lump sum at any time without any penalty.
Interest rate: the ratio of interest to total loan funds in a certain period of time, which is the expression form of loan price. Namely: interest rate = interest amount/loan principal.
interest rate
According to the relevant laws and regulations of various countries, lenders and lending banks