The reimbursement of medical insurance in Wenzhou Bao Hui is relatively simple. You can report the case by phone or according to customer service tips.
Wenzhou Hui medical insurance is divided into two types of underwriting content. One is the inpatient outpatient service of 6.5438+0 million yuan, but it is limited to medication within social security, with a deductible of 20,000 yuan; The other is 6,543,800 yuan, with a deductible of 20,000 yuan. 20 kinds of self-funded drugs are suitable for 13 specific diseases.
Although Bao Hui is the exclusive supplementary medical insurance for Wenzhou residents, there is no household registration restriction. As long as the insured who has participated in basic medical care in Wenzhou can apply for insurance, there is no requirement for age, occupation and health, so the insurance threshold is very relaxed.
Wenzhou Bao Hui Medical Insurance is a universal supplementary medical insurance. Each person only needs 49 yuan every year, and can provide hospitalization medical expenses and 16 specific medical expenses. If the accumulated payment of an individual exceeds 20,000 yuan during the insurance period, 80% of the part will be reimbursed, and the maximum reimbursement amount will not exceed 1 10,000 yuan.
What does Wenzhou Hui Medical Insurance cover?
Wenzhou's "Hui Medical Insurance" guarantees 2 million yuan, which is divided into 6,543.8+0,000 hospitalization medical insurance and 6,543.8+0,000 specific high medical expenses.
After the insured is hospitalized, the medical expenses exceeding the deductible line of the medical insurance catalogue can be reimbursed, with the maximum limit of 1 10,000. At the same time, the insured can buy high-priced drugs for 20 kinds of tumors and rare diseases outside the scope of medical insurance at the designated pharmacies in Wenzhou, with the maximum guaranteed amount of 1 10,000, and open the door-to-door service of specific high-priced drugs on the basis of independent drug collection, thus avoiding the trouble of patients running errands to buy drugs.
On the basis of high security, "Bao Hui Insurance" also provides the insured with special medical benefits for relatives and friends, consulting services, domestic appointment purchase and distribution services, assistance drug application guidance services, Hainan Boao Lecheng diagnosis and treatment services, clinical trial application services, cancer genetic testing services, and early screening services for major diseases.