2. You need to bring your ID card and bank card. Of course, if you report the loss of your bank card, just take your ID card.
I. Reasons for freezing bank cards
1. A bank card is a credit card (debit card). If it is frozen, there may be abnormal transactions such as malicious cashing, forged information, and consecutive password errors in the credit card. The bank card may be frozen by the bank.
2. For overdrawn bank cards, the bank will set the overdraft limit according to the actual repayment ability. If the overdraft exceeds the share, the bank will immediately freeze your bank card.
3. A bank card is a debit card. If it is frozen, it is the wrong account, which means that the bank mistakenly gave the extra money to the depositor's account when trading, so the bank may freeze the extra part. The first is the judicial freeze. According to the relevant provisions of the law, the judicial organ may apply to the bank to freeze the bank card for handling cases. At the same time, customs, tax authorities and other departments also have the right to freeze.
4. No matter what kind of bank card it is, if you enter the password three times in a row, the banking system will automatically lock the bank card password, which is similar to freezing, but not freezing. It will be released automatically after 24 hours. If you don't apply for a new card when the bank card expires, the bank will freeze your expired bank card after it expires.
6. If the bank card reports the loss several times in a row, it will be frozen because the bank thinks it is suspected of malicious loss reporting. Solution: According to the freezing reason, I will go to the bank counter with my ID card and bank card to handle the related unfreezing business.
2. What if the bank card is frozen twice?
Users bring their ID cards and bank cards to the nearest business hall. Choose personal business when picking up tickets at the number machine, and wait for voice call to users. When it's the user's turn, explain the situation to the staff, and the staff will naturally help the user get it. If the Public Security Bureau needs to report to the court to freeze the relevant bank accounts involved because of handling cases or judicial needs, the court will send a letter to the bank, which will reply and sign, and freeze the accounts according to regulations. The freezing period is generally six months, which can be extended once as needed, usually for three to six months. If you are suspected of breaking the law, you can freeze the account permanently.