How about Xinyi micro-loan
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Credit Easy Loan (/) is a new type of consumer loan launched by BOC Consumer Finance Company, aiming at the consumer financing needs of individual customers except car loan and mortgage. The pilot period is applied for by customers in Shanghai.
BOC Consumer Finance Co., Ltd. (hereinafter referred to as BOC Consumer Finance) was established on June 20th10. It is one of the first consumer finance companies approved by China Banking Regulatory Commission, a subsidiary of Bank of China and the first consumer finance company in Shanghai. Headquartered in Shanghai, it has first-class regional centers in 27 provinces, municipalities and autonomous regions (including municipalities directly under the Central Government), and inclusive finance serves the whole country.
Product characteristics
1. No mortgage guarantee is required.
Customers who have a stable job in Shanghai, have worked in the current unit for 6 months continuously, have payment records, and have a monthly income of more than 2,000 yuan can apply.
2. Ultra low repayment pressure
Customers have less repayment pressure, such as a loan of 5,000 yuan, the minimum monthly repayment amount is only 150 yuan, 10000 yuan is only in 300 yuan, and so on.
3. Lending is flexible and free.
There is no fixed repayment period, and the loan period ranges from 1 day to several years. It is entirely up to you to decide the time and amount of installment repayment according to your own needs.
4. Quick cash lending
You can directly apply for a cash loan for consumption other than buying a house or a car.
How to download Xinyi Loan Micro-loan app?
1. Log in to official website/
2. Scan the QR code at the top of the page to download the application.
Summary: The above are all about intentional micro-loans, hoping to help you.