First, policy opportunities. In February 2020, the State Council issued the Opinions on Deepening the Reform of Medical Security System, which designed the medical security system at the top level in the new era. It is suggested to accelerate the development of commercial health insurance, enrich the supply of health insurance products and promote the construction of multi-level medical security system.
Second, environmental opportunities. Since 20 19, the country has made clear the direction of "4+7" quantity procurement and promoted the reform of medical security system. In recent two years, biomedical technology has developed rapidly, and new and special drugs have been introduced into China, effectively improving the quality of life of ordinary people, bringing new variables to the whole health insurance market and promoting the development of the industry.
Third, technological opportunities. The progress of internet technology has greatly reduced the cost of obtaining customers and operating, improved efficiency, and enabled insurance institutions to reach and serve customers faster, making everything possible.
Fourth, market opportunities. At present, there are still many "blank spots" in the health insurance market, and the health risk protection of vulnerable people has not been fully satisfied, so there are certain opportunities for incremental market development.
Fashion opportunities. Foreign countries have formed a very mature development model of health insurance. Based on their successful experience, it is of great significance to find a health management model suitable for China.