1. Looking at the house: the buyer looks at the house, and the buyer and the seller preliminarily negotiate the price, payment method, delivery date and other matters. In general, all expenses incurred by the buyer and the seller are paid by the buyer and the seller; 2. File search: the buyer and the seller hold the original real estate license or the original mortgage contract to the land department for file search; Three. Signing: After the buyer and the seller negotiate the house price, down payment, fund supervision, loan application time, foreclosure fee, transfer application time, tax payment method, delivery date, tenant situation, commission payment time and proportion, and liability for breach of contract, the buyer and the seller sign a tripartite contract with the intermediary or sign a contract with the intermediary, write the above contents into the contract and pay the down payment to the intermediary company; 4. The seller and the guarantee company go to the notary office for notarization, and the seller entrusts the guarantee company to handle related affairs; V. Fund supervision and loan application: The buyer will pay the down payment to the fund supervision account of the mortgage bank (usually the original loan bank, and if it is transferred to another bank, the fee will be higher), the buyer and the guarantee company will sign a fund supervision agreement and relevant documents with the bank, and the buyer will apply for a loan from the bank, and the bank will agree to the loan and issue a loan commitment letter to the buyer (usually the bank will directly inform the guarantee company), which will take about 7-8 working days; 6. Redemption of the building: After the buyer pays the guarantee fee to the guarantee company, the guarantee company applies to the original loan bank for redemption of the building, and the guarantee company issues a letter of guarantee to the bank for redemption and cancellation of mortgage registration, which takes about 5 working days; 7. House transfer: It takes 5 working days for the buyer and the guarantee company to submit the house transfer application to the real estate property registration center, and the guarantee company will receive the receipt. Legal basis: Article 37 of the Urban Real Estate Management Law refers to the behavior of real estate owners to transfer their real estate to others through sale, gift or other legal means.
Legal objectivity:
Article 37 of the Urban Real Estate Management Law refers to the transfer of real estate by real estate owners through sale, gift or other legal means.