1. Guangzhou Rural Commercial Bank, formerly known as Guangzhou Rural Credit Cooperative, was established in 195 1 year with a development history of more than 50 years.
Based in South Guangdong, Guangzhou Rural Commercial Bank adheres to the purpose of serving agriculture, countryside and farmers, and has made important contributions to increasing farmers' income, agricultural development, rural social stability and urban and rural economic construction.
Guangzhou Rural Commercial Bank, headquartered in Guangzhou, was established 195 1 years ago] _ Extension, evaluation, tomb-returning, letter, coal collection and transportation 1956544. Guangzhou Rural Credit Cooperative Association was established in September, 2006 165438+ 10. It was a great honor to invite a mother.
2. According to the website of Guangzhou Rural Commercial Bank, by the end of 20 15 and 12, the bank's total assets were RMB 580.9 billion, up 22.9% year-on-year. The balance of various deposits was 3,965,438.05 billion yuan, a year-on-year increase of 65,438+00.5%. The balance of various loans was 223.6 billion yuan, a year-on-year increase of 20.3%. In 20 15 years, the operating profit was10.5 billion yuan, a year-on-year increase of 23.2%. _ The net profit in the first three quarters of 2020 was 4.26 billion.
1, Guangzhou Rural Commercial Bank, with a balance of agricultural loans of 20 billion, is the largest commercial bank with the highest proportion of agricultural loans in Guangzhou. Dozens of innovative business varieties have been launched, such as micro-credit loans for farmers, village management loans, village-level organization loans, three-old transformation loans, and "three treasures of agriculture and business" portfolio loans. Nearly 80% of its outlets are located in villages and towns in Guangzhou, and it is the first banking institution in China to issue the "Huinong Card". The number of Huinong cards issued ranks first in China, providing personalized, convenient and high-quality financial services for Guangzhou's "agriculture, rural areas and farmers". Actively carry out the theme activities of "Building a Happy Guangzhou with Thousands of Families", popularize financial knowledge, improve the service environment and improve the service level of supporting agriculture.
2. Guangzhou Rural Commercial Bank cooperated with German International Project Company (IPC) to launch the loan business for small and micro enterprises in an all-round way. "Micro-loan" provides mortgage-free loans for micro-enterprise owners, with the maximum amount of RMB 654.38+00,000] _ "Small loan" provides loans for small enterprises (owners), with the amount of RMB 654.38+00,000-RMB 654.38+00,000 _, and can accept single or multiple mortgage combinations. We will launch the SME cluster financing platform "Easy Loan" to build a SME credit factory and a characteristic business model. The loan balance of small and medium-sized enterprises is 80 billion yuan. ] _ Nearly130,000 bank cards have been issued, with more than 6,500 special merchants and more than 2,600 ATMs. Successfully set up a variety of settlement services such as collecting water and electricity bills, telephone bills, and acting as an agent for non-tax income. The issuance of "Sun" series credit cards ranks first among regional banks in the province.
3. Guangzhou Rural Commercial Bank, to carry out the work of "financial services into the community", set up community banks, build omni-channel electronic service networks such as online banking, mobile banking, telephone banking, SMS banking and WeChat banking, and launch online shopping malls with the theme of agricultural products, precious metals and home life to provide personalized and convenient financial services for urban and rural residents. _ As a local corporate banking institution in Guangzhou, we give full play to the advantages of short decision-making radius and flexible operating mechanism, fully support regional industrial transformation and upgrading, urban infrastructure construction, "three old" transformation and "beautiful countryside" construction, successfully lead syndicated loans for projects such as Guangfo Metro and Guangzhou Water Investment, establish good strategic cooperative relations with enterprise groups such as Guangzhou Metro, Jiantou and Water Investment, and successfully participate in projects such as West Tower, South China Expressway and Huadu Automobile City. At the same time, we will fully support the construction of professional markets covering the whole country, such as Guangzhou cloth, leather goods, flowers, vegetable leaves, fruit and vegetable wholesale. 2065438+2004 65438+2004, Zhujiang Financial Leasing Company, a wholly-owned company, officially started operation. It is the first financial leasing company approved by the China Banking Regulatory Commission in Guangdong Province, which fills the gap in the financial leasing business of the banking industry in Guangdong Province.