Do I have to deduct money if I don't use a credit card?

Under normal circumstances, there is no annual fee for non-activation, while once a credit card is activated, there is an annual fee for swiping it. \x0d\ But you can cancel your credit card. \x0d\ Take the credit card cancellation method of Bank of Communications as an example: \x0d\ 1. Before canceling the Bank of Communications credit card, please confirm that the account has no debt and no balance; \x0d\2。 If you have any unused or inactive Bank of Communications credit cards, please cancel them in time. Inactive Bank of Communications credit cards also charge an annual fee. Click here to view: Bank of Communications credit card annual fee (charging standard). \x0d\3。 When canceling the Bank of Communications credit card, call the Bank of Communications credit card customer service phone to apply for cancellation. \x0d\4。 It is completely free to cancel the Bank of Communications credit card, and there is no cancellation fee.