In order to maximize judicial disclosure and maximize assets, under normal circumstances, the court will publicly dispose of property by online electronic bidding through the Internet auction platform, which is commonly referred to as "online judicial auction".
"Online judicial auction" will involve a considerable proportion of real estate, which is also commonly known as "legal auction house". Many people consider the price advantage of "auction house" and are not bound by the purchase restriction policy. They want to bid for "auction house", but they are "discouraged" because they don't understand the procedures.
Today, Brother Whale unveiled another layer of bidding "auction house" for you.
What is a French auction house?
Legal auction house is the abbreviation of judicial auction of real estate, which refers to the house that is forcibly auctioned by the court. The reason for the legal formation of house auction is that creditors apply to the court for compulsory execution through judicial procedures because of debt relations (such as bank mortgage, private lending, various money payment obligations, etc.). ), and auction the house under the owner's name, and pay the creditor with the proceeds from the auction.
Can I buy a French auction house?
Legal auction house is the abbreviation of court auction of real estate, which refers to houses that are forcibly auctioned by the court. The starting price of the auction house is low, and the cost of handling the whole process is comprehensive. If you think it is cost-effective, you can still buy it. If you want to buy a house according to law, you must understand the risks of buying a house according to law before buying, and imagine whether you can bear these risks.
Is it forbidden by law to buy a house?
Most cities in China have no restrictions on the purchase of auction houses, but local policies will change or there will be special circumstances. Please consult the local housing authority and other relevant departments before bidding, and the relevant policies shall prevail.
Where can I get information about "Fapaifang"
If the customer intends to participate in the auction, the bank card will have a payment limit.
If you want to participate in the auction of "auction house", it is the key to find out the housing information. Interested bidders must obtain information from formal and reliable channels.
You can get the listing information of "Fapaifang" from the following platforms (with related websites).
Gongpai.com 1
2.Taobao.com
3.JD.COM net
4, the people's court litigation assets network
5. China Auction Industry Association Network
6. Rongyigou
7. Beijing Equity Exchange
8. Whale Shooting Room APP (shooting room comprehensive publishing website) is available in the above platforms.
Can I borrow money for the auction house?
Basically, houses with property certificates can be loaned, and the specific loan amount depends on the specific housing holdings and loan situation of buyers.
The mortgage loan of a house stipulated by law is similar to that of a second-hand house. Depending on the customer's qualification, it is necessary to provide credit information flow before shooting, and then shoot after the pre-trial is passed. After the filming, you can apply for a loan with the down payment certificate and transaction confirmation.
How to see the house according to law?
Please consult the local housing authority and other relevant departments before bidding, and the relevant policies shall prevail. Not all houses can be seen at home. Some will arrange a unified viewing day in the announcement, some need to negotiate with the auction house or the judge, and some houses just cannot be viewed at home.
Therefore, it is very important to visit and investigate similar houses on the spot before shooting.
After the auction is successful, will there be creditors to disturb it?
After the house is sold, the auctioneer obtains the ownership of the house, which is legally owned.
Whale house auction service company guarantees that there will be no harassment in life service after check-in! ! !
Collect taxes and fees for house auction according to law
The registration procedures for the transfer of the subject matter shall be handled by the buyer himself, and all taxes and fees, property fees, water, electricity and gas that may be in arrears, etc. The expenses involved in the transaction are borne by the buyer, and the expenses of the payer are unknown. Go through the formalities of changing household names such as water, electricity and coal, and pay relevant fees.
Matters needing attention
1. If the buyer fails to pay the auction price within the time limit, the court may order a new auction. When auctioning again, the original buyer shall not participate in the bidding. If the buyer regrets the auction after the auction is completed, the deposit paid will not be refunded, which will be used to pay the auction losses, make up the difference between the re-auction price and the original auction price, and offset the debts of the executed person in this case and the debts related to the auction property.
2. The buyer shall take delivery of the subject matter in time after payment. If it is not handled within the time limit, the buyer shall pay the expenses arising therefrom and bear the possible damage and loss of the subject matter.
According to the law, the auctioneer has the right to withdraw the auction before the auction starts and suspend or suspend the auction before the auction ends.
4. Whether to handle the handover formalities and the time for handling the handover formalities shall be consulted and confirmed by the bidder to the relevant functional departments before bidding. If the transfer formalities cannot be handled or delayed due to the current situation and defects of the subject matter, the consequences of the increased expenses due to the second transfer shall be borne by the auctioneer. The auctioneer will not make any commitment to the transfer, nor will he bear all the expenses involved in the transfer. If the subject matter is involved in violation of laws and regulations, the buyer shall accept the management department to handle it in accordance with the provisions of relevant administrative regulations.
Many people who don't know the situation will mistakenly think that there are many "pits" in the "auction house", for fear of accidentally buying the wrong "house". In fact, the reason for this possibility is that the participants did not do a good job of information investigation before the auction, and blindly participated in the auction without fully understanding the information, which eventually led to a gap between the house they photographed and their expectations.
In order to avoid the "pit" in the auction, you must know the following matters in advance:
1, the actual situation of the subject matter
2. Is there a lease contract on the house? Please pay attention to the expiration time of the lease contract;
3. Whether the house is occupied by others (such as the owner or unknown guests);
4. Is the house in arrears? For example, default on property fees, utilities and so on. ;