Specific information on preferential policies to encourage college students to start businesses in Chongqing
In order to support college students' entrepreneurship, the state and governments at all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. In recent years, in order to support college students' entrepreneurship, the state and governments at all levels have issued many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. (1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 65,438+00% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 65,438+0 years, and the balance can be put in place by stages within 3 years. (2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year and levied enterprise income tax by half in the second year with the approval of the tax authorities; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for graduates who start their own businesses, simplify procedures and facilitate account opening and settlement. The loan amount is about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. (four) the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep personnel files (including social security, professional titles, file wages and other related procedures) for 2 years for self-employed graduates; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. Knowing these preferential policies will make college students feel the support of the state and government and strengthen their determination to start a business. College students are enthusiastic about starting a business, but the success rate of starting a business is obviously low due to lack of experience, ability and consciousness deviation. In this regard, Xu Benliang, an expert in college students' entrepreneurship guidance and president of Shanghai Entrepreneurship Education and Training Center, believes that college students must have the following hardware to start a business: hardware 1: the reserve of entrepreneurial knowledge; It is easy for college students to fall into the misunderstanding of being too arrogant and too theoretical. Because of staying on campus for a long time, I lack understanding of society, especially in market development and enterprise operation. Therefore, college students should be fully prepared before starting a business. On the one hand, we should rely on working or internship in enterprises to accumulate relevant management and marketing experience; On the other hand, by participating in entrepreneurship training, accumulating entrepreneurial knowledge, receiving professional guidance, charging yourself and improving the success rate of entrepreneurship. Hardware 2: capital preparation; You can't make a silk purse out of sow's ears. Nearly half of college students think that "capital is a roadblock to entrepreneurship". Without funds, even the best ideas can hardly be transformed into realistic productivity. Before you get the funds, you must first know how much money you need, how to get the funds, and how the funds come from. Entrepreneurs must have a certain business philosophy, whether to choose debt as the source of funds or equity as the source of funds, and what you choose to protect your investors. These basic problems will determine the success of the initial stage of entrepreneurship. College students should broaden their thinking and raise funds through multiple channels. In addition to traditional channels such as bank loans, self-raised funds and private loans, we can also make full use of financing channels such as venture capital and venture capital. Hardware 3: technology and interest; Exchanging intelligence for capital is a characteristic way for college students to start their own businesses. Some venture capitalists are often willing to fund their business plans just because they take a fancy to the advanced technology mastered by college students. Therefore, college students who intend to start businesses in high-tech fields must pay attention to their skills.